▼ 0.50% · 3.625%
HK$18,772
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,356
−HK$594/mo
Today · 4.125%
HK$19,950
baseline
▲ 0.50% · 4.625%
HK$21,164
+HK$1,214/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,900/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,884
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,444
−HK$568/mo
Today · 4.125%
HK$22,012
baseline
▲ 0.50% · 4.625%
HK$23,173
+HK$1,161/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,024/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,650
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,292
−HK$653/mo
Today · 4.125%
HK$21,945
baseline
▲ 0.50% · 4.625%
HK$23,280
+HK$1,335/mo
Deposit HK$3.70M · loan HK$4.53M · min. income ≈ HK$43,890/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,973
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,589
−HK$625/mo
Today · 4.125%
HK$24,214
baseline
▲ 0.50% · 4.625%
HK$25,490
+HK$1,276/mo
Deposit HK$3.70M · loan HK$4.53M · min. income ≈ HK$48,428/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,527
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,228
−HK$712/mo
Today · 4.125%
HK$23,940
baseline
▲ 0.50% · 4.625%
HK$25,396
+HK$1,456/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,880/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,061
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,733
−HK$682/mo
Today · 4.125%
HK$26,415
baseline
▲ 0.50% · 4.625%
HK$27,807
+HK$1,392/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,830/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,404
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,163
−HK$772/mo
Today · 4.125%
HK$25,935
baseline
▲ 0.50% · 4.625%
HK$27,513
+HK$1,578/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,870/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,149
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,878
−HK$738/mo
Today · 4.125%
HK$28,616
baseline
▲ 0.50% · 4.625%
HK$30,125
+HK$1,509/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,232/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,281
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,099
−HK$831/mo
Today · 4.125%
HK$27,930
baseline
▲ 0.50% · 4.625%
HK$29,629
+HK$1,699/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,860/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,238
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,022
−HK$795/mo
Today · 4.125%
HK$30,817
baseline
▲ 0.50% · 4.625%
HK$32,442
+HK$1,625/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,634/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,159
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,035
−HK$889/mo
Today · 4.125%
HK$29,924
baseline
▲ 0.50% · 4.625%
HK$31,745
+HK$1,821/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,848/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,326
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,166
−HK$853/mo
Today · 4.125%
HK$33,019
baseline
▲ 0.50% · 4.625%
HK$34,759
+HK$1,740/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$66,038/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,036
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,970
−HK$949/mo
Today · 4.125%
HK$31,919
baseline
▲ 0.50% · 4.625%
HK$33,862
+HK$1,943/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,838/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,415
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,311
−HK$909/mo
Today · 4.125%
HK$35,220
baseline
▲ 0.50% · 4.625%
HK$37,076
+HK$1,856/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,440/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,913
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,906
−HK$1,008/mo
Today · 4.125%
HK$33,914
baseline
▲ 0.50% · 4.625%
HK$35,978
+HK$2,064/mo
Deposit HK$1.23M · loan HK$7.00M · min. income ≈ HK$67,828/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,503
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,455
−HK$966/mo
Today · 4.125%
HK$37,421
baseline
▲ 0.50% · 4.625%
HK$39,394
+HK$1,973/mo
Deposit HK$1.23M · loan HK$7.00M · min. income ≈ HK$74,842/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,790
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,842
−HK$1,067/mo
Today · 4.125%
HK$35,909
baseline
▲ 0.50% · 4.625%
HK$38,094
+HK$2,185/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$71,818/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,592
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,600
−HK$1,022/mo
Today · 4.125%
HK$39,622
baseline
▲ 0.50% · 4.625%
HK$41,711
+HK$2,089/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$79,244/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,979 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).