▼ 0.50% · 3.625%
HK$17,704
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,255
−HK$559/mo
Today · 4.125%
HK$18,814
baseline
▲ 0.50% · 4.625%
HK$19,959
+HK$1,145/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,628/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,695
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,224
−HK$536/mo
Today · 4.125%
HK$20,760
baseline
▲ 0.50% · 4.625%
HK$21,854
+HK$1,094/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,520/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,474
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,080
−HK$616/mo
Today · 4.125%
HK$20,696
baseline
▲ 0.50% · 4.625%
HK$21,955
+HK$1,259/mo
Deposit HK$3.49M · loan HK$4.27M · min. income ≈ HK$41,392/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,665
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,246
−HK$590/mo
Today · 4.125%
HK$22,836
baseline
▲ 0.50% · 4.625%
HK$24,039
+HK$1,203/mo
Deposit HK$3.49M · loan HK$4.27M · min. income ≈ HK$45,672/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,245
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,906
−HK$671/mo
Today · 4.125%
HK$22,577
baseline
▲ 0.50% · 4.625%
HK$23,951
+HK$1,374/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,154/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,635
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,268
−HK$643/mo
Today · 4.125%
HK$24,911
baseline
▲ 0.50% · 4.625%
HK$26,225
+HK$1,314/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,822/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,015
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,731
−HK$727/mo
Today · 4.125%
HK$24,458
baseline
▲ 0.50% · 4.625%
HK$25,947
+HK$1,489/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,916/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,604
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,291
−HK$696/mo
Today · 4.125%
HK$26,987
baseline
▲ 0.50% · 4.625%
HK$28,410
+HK$1,423/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$53,974/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,786
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,557
−HK$783/mo
Today · 4.125%
HK$26,340
baseline
▲ 0.50% · 4.625%
HK$27,943
+HK$1,603/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$52,680/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,574
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,313
−HK$750/mo
Today · 4.125%
HK$29,063
baseline
▲ 0.50% · 4.625%
HK$30,595
+HK$1,532/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$58,126/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,556
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,382
−HK$839/mo
Today · 4.125%
HK$28,221
baseline
▲ 0.50% · 4.625%
HK$29,938
+HK$1,717/mo
Deposit HK$1.94M · loan HK$5.82M · min. income ≈ HK$56,442/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,543
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,336
−HK$803/mo
Today · 4.125%
HK$31,139
baseline
▲ 0.50% · 4.625%
HK$32,781
+HK$1,642/mo
Deposit HK$1.94M · loan HK$5.82M · min. income ≈ HK$62,278/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,326
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,207
−HK$896/mo
Today · 4.125%
HK$30,103
baseline
▲ 0.50% · 4.625%
HK$31,934
+HK$1,831/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$60,206/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,513
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,358
−HK$857/mo
Today · 4.125%
HK$33,215
baseline
▲ 0.50% · 4.625%
HK$34,966
+HK$1,751/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$66,430/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,097
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,033
−HK$951/mo
Today · 4.125%
HK$31,984
baseline
▲ 0.50% · 4.625%
HK$33,930
+HK$1,946/mo
Deposit HK$1.16M · loan HK$6.60M · min. income ≈ HK$63,968/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,482
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,380
−HK$911/mo
Today · 4.125%
HK$35,291
baseline
▲ 0.50% · 4.625%
HK$37,152
+HK$1,861/mo
Deposit HK$1.16M · loan HK$6.60M · min. income ≈ HK$70,582/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,867
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,858
−HK$1,007/mo
Today · 4.125%
HK$33,865
baseline
▲ 0.50% · 4.625%
HK$35,926
+HK$2,061/mo
Deposit HK$776K · loan HK$6.99M · min. income ≈ HK$67,730/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,452
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,403
−HK$964/mo
Today · 4.125%
HK$37,367
baseline
▲ 0.50% · 4.625%
HK$39,337
+HK$1,970/mo
Deposit HK$776K · loan HK$6.99M · min. income ≈ HK$74,734/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,921 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).