▼ 0.50% · 3.625%
HK$16,462
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,975
−HK$520/mo
Today · 4.125%
HK$17,495
baseline
▲ 0.50% · 4.625%
HK$18,559
+HK$1,064/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,990/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,314
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,805
−HK$499/mo
Today · 4.125%
HK$19,304
baseline
▲ 0.50% · 4.625%
HK$20,321
+HK$1,017/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,608/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,109
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,672
−HK$572/mo
Today · 4.125%
HK$19,244
baseline
▲ 0.50% · 4.625%
HK$20,415
+HK$1,171/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,488/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,146
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,686
−HK$548/mo
Today · 4.125%
HK$21,234
baseline
▲ 0.50% · 4.625%
HK$22,353
+HK$1,119/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,468/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,755
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,369
−HK$625/mo
Today · 4.125%
HK$20,994
baseline
▲ 0.50% · 4.625%
HK$22,271
+HK$1,277/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$41,988/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,977
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,567
−HK$597/mo
Today · 4.125%
HK$23,164
baseline
▲ 0.50% · 4.625%
HK$24,386
+HK$1,222/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,328/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,401
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,067
−HK$676/mo
Today · 4.125%
HK$22,743
baseline
▲ 0.50% · 4.625%
HK$24,127
+HK$1,384/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$45,486/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,809
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,447
−HK$648/mo
Today · 4.125%
HK$25,095
baseline
▲ 0.50% · 4.625%
HK$26,418
+HK$1,323/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$50,190/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,047
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,764
−HK$729/mo
Today · 4.125%
HK$24,493
baseline
▲ 0.50% · 4.625%
HK$25,983
+HK$1,490/mo
Deposit HK$2.17M · loan HK$5.05M · min. income ≈ HK$48,986/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,640
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,328
−HK$697/mo
Today · 4.125%
HK$27,025
baseline
▲ 0.50% · 4.625%
HK$28,450
+HK$1,425/mo
Deposit HK$2.17M · loan HK$5.05M · min. income ≈ HK$54,050/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,694
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,462
−HK$780/mo
Today · 4.125%
HK$26,242
baseline
▲ 0.50% · 4.625%
HK$27,839
+HK$1,597/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,484/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,471
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,208
−HK$748/mo
Today · 4.125%
HK$28,956
baseline
▲ 0.50% · 4.625%
HK$30,482
+HK$1,526/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,912/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,340
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,159
−HK$833/mo
Today · 4.125%
HK$27,992
baseline
▲ 0.50% · 4.625%
HK$29,695
+HK$1,703/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$55,984/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,303
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,089
−HK$797/mo
Today · 4.125%
HK$30,886
baseline
▲ 0.50% · 4.625%
HK$32,514
+HK$1,628/mo
Deposit HK$1.44M · loan HK$5.78M · min. income ≈ HK$61,772/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,986
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,857
−HK$884/mo
Today · 4.125%
HK$29,741
baseline
▲ 0.50% · 4.625%
HK$31,551
+HK$1,810/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,482/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,134
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,969
−HK$847/mo
Today · 4.125%
HK$32,816
baseline
▲ 0.50% · 4.625%
HK$34,546
+HK$1,730/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,632/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,632
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,554
−HK$937/mo
Today · 4.125%
HK$31,491
baseline
▲ 0.50% · 4.625%
HK$33,407
+HK$1,916/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$62,982/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,966
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,850
−HK$897/mo
Today · 4.125%
HK$34,747
baseline
▲ 0.50% · 4.625%
HK$36,578
+HK$1,831/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$69,494/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,587 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).