▼ 0.50% · 3.625%
HK$18,549
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,126
−HK$587/mo
Today · 4.125%
HK$19,713
baseline
▲ 0.50% · 4.625%
HK$20,912
+HK$1,199/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,426/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,636
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,190
−HK$561/mo
Today · 4.125%
HK$21,751
baseline
▲ 0.50% · 4.625%
HK$22,898
+HK$1,147/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,502/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,404
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,039
−HK$645/mo
Today · 4.125%
HK$21,684
baseline
▲ 0.50% · 4.625%
HK$23,003
+HK$1,319/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,368/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,700
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,308
−HK$618/mo
Today · 4.125%
HK$23,926
baseline
▲ 0.50% · 4.625%
HK$25,187
+HK$1,261/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,852/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,259
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,952
−HK$703/mo
Today · 4.125%
HK$23,655
baseline
▲ 0.50% · 4.625%
HK$25,095
+HK$1,440/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,310/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,763
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,427
−HK$674/mo
Today · 4.125%
HK$26,101
baseline
▲ 0.50% · 4.625%
HK$27,477
+HK$1,376/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,202/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,114
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,864
−HK$762/mo
Today · 4.125%
HK$25,626
baseline
▲ 0.50% · 4.625%
HK$27,186
+HK$1,560/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,252/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,827
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,546
−HK$730/mo
Today · 4.125%
HK$28,276
baseline
▲ 0.50% · 4.625%
HK$29,767
+HK$1,491/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,552/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,969
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,777
−HK$821/mo
Today · 4.125%
HK$27,598
baseline
▲ 0.50% · 4.625%
HK$29,277
+HK$1,679/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,196/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,891
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,665
−HK$786/mo
Today · 4.125%
HK$30,451
baseline
▲ 0.50% · 4.625%
HK$32,057
+HK$1,606/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,902/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,824
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,690
−HK$879/mo
Today · 4.125%
HK$29,569
baseline
▲ 0.50% · 4.625%
HK$31,368
+HK$1,799/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,138/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,954
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,784
−HK$842/mo
Today · 4.125%
HK$32,626
baseline
▲ 0.50% · 4.625%
HK$34,346
+HK$1,720/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,252/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,679
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,602
−HK$938/mo
Today · 4.125%
HK$31,540
baseline
▲ 0.50% · 4.625%
HK$33,459
+HK$1,919/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,080/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,018
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,903
−HK$899/mo
Today · 4.125%
HK$34,802
baseline
▲ 0.50% · 4.625%
HK$36,636
+HK$1,834/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,604/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,534
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,515
−HK$997/mo
Today · 4.125%
HK$33,512
baseline
▲ 0.50% · 4.625%
HK$35,551
+HK$2,039/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$67,024/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,081
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,022
−HK$955/mo
Today · 4.125%
HK$36,977
baseline
▲ 0.50% · 4.625%
HK$38,926
+HK$1,949/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,954/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,389
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,428
−HK$1,055/mo
Today · 4.125%
HK$35,483
baseline
▲ 0.50% · 4.625%
HK$37,642
+HK$2,159/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,966/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,145
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,141
−HK$1,011/mo
Today · 4.125%
HK$39,152
baseline
▲ 0.50% · 4.625%
HK$41,216
+HK$2,064/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,304/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,045 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).