▼ 0.50% · 3.625%
HK$15,712
−HK$985/mo
▼ 0.25% · 3.875%
HK$16,200
−HK$497/mo
Today · 4.125%
HK$16,697
baseline
▲ 0.50% · 4.625%
HK$17,713
+HK$1,016/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,394/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,479
−HK$944/mo
▼ 0.25% · 3.875%
HK$17,948
−HK$475/mo
Today · 4.125%
HK$18,423
baseline
▲ 0.50% · 4.625%
HK$19,395
+HK$972/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,846/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,283
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,820
−HK$547/mo
Today · 4.125%
HK$18,367
baseline
▲ 0.50% · 4.625%
HK$19,484
+HK$1,117/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$36,734/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,227
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,743
−HK$523/mo
Today · 4.125%
HK$20,266
baseline
▲ 0.50% · 4.625%
HK$21,334
+HK$1,068/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$40,532/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,854
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,440
−HK$596/mo
Today · 4.125%
HK$20,036
baseline
▲ 0.50% · 4.625%
HK$21,255
+HK$1,219/mo
Deposit HK$2.76M · loan HK$4.13M · min. income ≈ HK$40,072/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,975
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,537
−HK$571/mo
Today · 4.125%
HK$22,108
baseline
▲ 0.50% · 4.625%
HK$23,273
+HK$1,165/mo
Deposit HK$2.76M · loan HK$4.13M · min. income ≈ HK$44,216/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,425
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,061
−HK$645/mo
Today · 4.125%
HK$21,706
baseline
▲ 0.50% · 4.625%
HK$23,027
+HK$1,321/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$43,412/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,723
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,332
−HK$618/mo
Today · 4.125%
HK$23,950
baseline
▲ 0.50% · 4.625%
HK$25,213
+HK$1,263/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$47,900/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,996
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,681
−HK$695/mo
Today · 4.125%
HK$23,376
baseline
▲ 0.50% · 4.625%
HK$24,798
+HK$1,422/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$46,752/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,471
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,127
−HK$666/mo
Today · 4.125%
HK$25,793
baseline
▲ 0.50% · 4.625%
HK$27,152
+HK$1,359/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$51,586/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,568
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,301
−HK$744/mo
Today · 4.125%
HK$25,045
baseline
▲ 0.50% · 4.625%
HK$26,569
+HK$1,524/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$50,090/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,219
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,922
−HK$713/mo
Today · 4.125%
HK$27,635
baseline
▲ 0.50% · 4.625%
HK$29,092
+HK$1,457/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$55,270/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,139
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,921
−HK$794/mo
Today · 4.125%
HK$26,715
baseline
▲ 0.50% · 4.625%
HK$28,341
+HK$1,626/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$53,430/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,967
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,717
−HK$760/mo
Today · 4.125%
HK$29,477
baseline
▲ 0.50% · 4.625%
HK$31,031
+HK$1,554/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$58,954/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,710
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,541
−HK$844/mo
Today · 4.125%
HK$28,385
baseline
▲ 0.50% · 4.625%
HK$30,112
+HK$1,727/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$56,770/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,714
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,511
−HK$809/mo
Today · 4.125%
HK$31,320
baseline
▲ 0.50% · 4.625%
HK$32,971
+HK$1,651/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$62,640/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,281
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,161
−HK$893/mo
Today · 4.125%
HK$30,054
baseline
▲ 0.50% · 4.625%
HK$31,883
+HK$1,829/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$60,108/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,462
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,306
−HK$856/mo
Today · 4.125%
HK$33,162
baseline
▲ 0.50% · 4.625%
HK$34,910
+HK$1,748/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$66,324/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,710 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).