▼ 0.50% · 3.625%
HK$14,836
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,297
−HK$469/mo
Today · 4.125%
HK$15,766
baseline
▲ 0.50% · 4.625%
HK$16,725
+HK$959/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,532/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,505
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,947
−HK$449/mo
Today · 4.125%
HK$17,396
baseline
▲ 0.50% · 4.625%
HK$18,313
+HK$917/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,792/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,319
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,827
−HK$516/mo
Today · 4.125%
HK$17,343
baseline
▲ 0.50% · 4.625%
HK$18,398
+HK$1,055/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,686/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,155
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,642
−HK$494/mo
Today · 4.125%
HK$19,136
baseline
▲ 0.50% · 4.625%
HK$20,145
+HK$1,009/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,272/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,803
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,357
−HK$562/mo
Today · 4.125%
HK$18,919
baseline
▲ 0.50% · 4.625%
HK$20,071
+HK$1,152/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,838/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,806
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,337
−HK$539/mo
Today · 4.125%
HK$20,876
baseline
▲ 0.50% · 4.625%
HK$21,976
+HK$1,100/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,752/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,287
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,886
−HK$610/mo
Today · 4.125%
HK$20,496
baseline
▲ 0.50% · 4.625%
HK$21,743
+HK$1,247/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$40,992/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,456
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,032
−HK$583/mo
Today · 4.125%
HK$22,615
baseline
▲ 0.50% · 4.625%
HK$23,807
+HK$1,192/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,230/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,770
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,416
−HK$657/mo
Today · 4.125%
HK$22,073
baseline
▲ 0.50% · 4.625%
HK$23,416
+HK$1,343/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,146/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,107
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,726
−HK$629/mo
Today · 4.125%
HK$24,355
baseline
▲ 0.50% · 4.625%
HK$25,639
+HK$1,284/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,710/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,254
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,946
−HK$703/mo
Today · 4.125%
HK$23,649
baseline
▲ 0.50% · 4.625%
HK$25,088
+HK$1,439/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,298/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,757
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,421
−HK$674/mo
Today · 4.125%
HK$26,095
baseline
▲ 0.50% · 4.625%
HK$27,470
+HK$1,375/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,190/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,737
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,476
−HK$750/mo
Today · 4.125%
HK$25,226
baseline
▲ 0.50% · 4.625%
HK$26,761
+HK$1,535/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$50,452/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,407
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,116
−HK$718/mo
Today · 4.125%
HK$27,834
baseline
▲ 0.50% · 4.625%
HK$29,301
+HK$1,467/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$55,668/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,221
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$26,005
−HK$797/mo
Today · 4.125%
HK$26,802
baseline
▲ 0.50% · 4.625%
HK$28,433
+HK$1,631/mo
Deposit HK$976K · loan HK$5.53M · min. income ≈ HK$53,604/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,058
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,810
−HK$764/mo
Today · 4.125%
HK$29,574
baseline
▲ 0.50% · 4.625%
HK$31,133
+HK$1,559/mo
Deposit HK$976K · loan HK$5.53M · min. income ≈ HK$59,148/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,704
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,535
−HK$844/mo
Today · 4.125%
HK$28,379
baseline
▲ 0.50% · 4.625%
HK$30,106
+HK$1,727/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,758/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,708
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,505
−HK$808/mo
Today · 4.125%
HK$31,313
baseline
▲ 0.50% · 4.625%
HK$32,964
+HK$1,651/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,626/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$185,620 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).