▼ 0.50% · 3.625%
HK$11,395
−HK$714/mo
▼ 0.25% · 3.875%
HK$11,749
−HK$360/mo
Today · 4.125%
HK$12,109
baseline
▲ 0.50% · 4.625%
HK$12,846
+HK$737/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,218/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,677
−HK$684/mo
▼ 0.25% · 3.875%
HK$13,017
−HK$344/mo
Today · 4.125%
HK$13,361
baseline
▲ 0.50% · 4.625%
HK$14,066
+HK$705/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,722/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,534
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,924
−HK$396/mo
Today · 4.125%
HK$13,320
baseline
▲ 0.50% · 4.625%
HK$14,131
+HK$811/mo
Deposit HK$2.25M · loan HK$2.75M · min. income ≈ HK$26,640/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,944
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,318
−HK$380/mo
Today · 4.125%
HK$14,698
baseline
▲ 0.50% · 4.625%
HK$15,472
+HK$774/mo
Deposit HK$2.25M · loan HK$2.75M · min. income ≈ HK$29,396/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,674
−HK$857/mo
▼ 0.25% · 3.875%
HK$14,099
−HK$432/mo
Today · 4.125%
HK$14,531
baseline
▲ 0.50% · 4.625%
HK$15,415
+HK$884/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$29,062/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,212
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,620
−HK$414/mo
Today · 4.125%
HK$16,034
baseline
▲ 0.50% · 4.625%
HK$16,879
+HK$845/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$32,068/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,813
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,274
−HK$468/mo
Today · 4.125%
HK$15,742
baseline
▲ 0.50% · 4.625%
HK$16,700
+HK$958/mo
Deposit HK$1.75M · loan HK$3.25M · min. income ≈ HK$31,484/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,480
−HK$890/mo
▼ 0.25% · 3.875%
HK$16,922
−HK$448/mo
Today · 4.125%
HK$17,370
baseline
▲ 0.50% · 4.625%
HK$18,286
+HK$916/mo
Deposit HK$1.75M · loan HK$3.25M · min. income ≈ HK$34,740/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,953
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,449
−HK$504/mo
Today · 4.125%
HK$16,953
baseline
▲ 0.50% · 4.625%
HK$17,985
+HK$1,032/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$33,906/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,747
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,223
−HK$483/mo
Today · 4.125%
HK$18,706
baseline
▲ 0.50% · 4.625%
HK$19,692
+HK$986/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$37,412/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,092
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,624
−HK$540/mo
Today · 4.125%
HK$18,164
baseline
▲ 0.50% · 4.625%
HK$19,269
+HK$1,105/mo
Deposit HK$1.25M · loan HK$3.75M · min. income ≈ HK$36,328/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,015
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,525
−HK$517/mo
Today · 4.125%
HK$20,042
baseline
▲ 0.50% · 4.625%
HK$21,099
+HK$1,057/mo
Deposit HK$1.25M · loan HK$3.75M · min. income ≈ HK$40,084/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,232
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,799
−HK$576/mo
Today · 4.125%
HK$19,375
baseline
▲ 0.50% · 4.625%
HK$20,554
+HK$1,179/mo
Deposit HK$999K · loan HK$4.00M · min. income ≈ HK$38,750/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,283
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,827
−HK$551/mo
Today · 4.125%
HK$21,378
baseline
▲ 0.50% · 4.625%
HK$22,505
+HK$1,127/mo
Deposit HK$999K · loan HK$4.00M · min. income ≈ HK$42,756/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,371
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,974
−HK$612/mo
Today · 4.125%
HK$20,586
baseline
▲ 0.50% · 4.625%
HK$21,839
+HK$1,253/mo
Deposit HK$750K · loan HK$4.25M · min. income ≈ HK$41,172/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,550
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,128
−HK$587/mo
Today · 4.125%
HK$22,715
baseline
▲ 0.50% · 4.625%
HK$23,912
+HK$1,197/mo
Deposit HK$750K · loan HK$4.25M · min. income ≈ HK$45,430/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,511
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,149
−HK$648/mo
Today · 4.125%
HK$21,797
baseline
▲ 0.50% · 4.625%
HK$23,123
+HK$1,326/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$43,594/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,818
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,430
−HK$621/mo
Today · 4.125%
HK$24,051
baseline
▲ 0.50% · 4.625%
HK$25,318
+HK$1,267/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$48,102/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).