▼ 0.50% · 3.625%
HK$3,775
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,893
−HK$119/mo
Today · 4.125%
HK$4,012
baseline
▲ 0.50% · 4.625%
HK$4,256
+HK$244/mo
Deposit HK$828K · loan HK$828K · min. income ≈ HK$8,024/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,200
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,313
−HK$114/mo
Today · 4.125%
HK$4,427
baseline
▲ 0.50% · 4.625%
HK$4,660
+HK$233/mo
Deposit HK$828K · loan HK$828K · min. income ≈ HK$8,854/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,153
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,282
−HK$131/mo
Today · 4.125%
HK$4,413
baseline
▲ 0.50% · 4.625%
HK$4,682
+HK$269/mo
Deposit HK$745K · loan HK$911K · min. income ≈ HK$8,826/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,620
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,744
−HK$126/mo
Today · 4.125%
HK$4,870
baseline
▲ 0.50% · 4.625%
HK$5,127
+HK$257/mo
Deposit HK$745K · loan HK$911K · min. income ≈ HK$9,740/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,531
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,672
−HK$143/mo
Today · 4.125%
HK$4,815
baseline
▲ 0.50% · 4.625%
HK$5,108
+HK$293/mo
Deposit HK$662K · loan HK$993K · min. income ≈ HK$9,630/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,175
−HK$138/mo
Today · 4.125%
HK$5,313
baseline
▲ 0.50% · 4.625%
HK$5,593
+HK$280/mo
Deposit HK$662K · loan HK$993K · min. income ≈ HK$10,626/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,908
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,061
−HK$155/mo
Today · 4.125%
HK$5,216
baseline
▲ 0.50% · 4.625%
HK$5,533
+HK$317/mo
Deposit HK$580K · loan HK$1.08M · min. income ≈ HK$10,432/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,460
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,607
−HK$148/mo
Today · 4.125%
HK$5,755
baseline
▲ 0.50% · 4.625%
HK$6,059
+HK$304/mo
Deposit HK$580K · loan HK$1.08M · min. income ≈ HK$11,510/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,286
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,450
−HK$167/mo
Today · 4.125%
HK$5,617
baseline
▲ 0.50% · 4.625%
HK$5,959
+HK$342/mo
Deposit HK$497K · loan HK$1.16M · min. income ≈ HK$11,234/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,880
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,038
−HK$160/mo
Today · 4.125%
HK$6,198
baseline
▲ 0.50% · 4.625%
HK$6,525
+HK$327/mo
Deposit HK$497K · loan HK$1.16M · min. income ≈ HK$12,396/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,663
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,839
−HK$179/mo
Today · 4.125%
HK$6,018
baseline
▲ 0.50% · 4.625%
HK$6,385
+HK$367/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$12,036/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,300
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,469
−HK$172/mo
Today · 4.125%
HK$6,641
baseline
▲ 0.50% · 4.625%
HK$6,991
+HK$350/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$13,282/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,041
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,229
−HK$191/mo
Today · 4.125%
HK$6,420
baseline
▲ 0.50% · 4.625%
HK$6,810
+HK$390/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$12,840/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,720
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,901
−HK$182/mo
Today · 4.125%
HK$7,083
baseline
▲ 0.50% · 4.625%
HK$7,457
+HK$374/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$14,166/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,418
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,618
−HK$203/mo
Today · 4.125%
HK$6,821
baseline
▲ 0.50% · 4.625%
HK$7,236
+HK$415/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$13,642/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,140
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,332
−HK$194/mo
Today · 4.125%
HK$7,526
baseline
▲ 0.50% · 4.625%
HK$7,923
+HK$397/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$15,052/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,796
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,007
−HK$215/mo
Today · 4.125%
HK$7,222
baseline
▲ 0.50% · 4.625%
HK$7,661
+HK$439/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,444/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,560
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,763
−HK$206/mo
Today · 4.125%
HK$7,969
baseline
▲ 0.50% · 4.625%
HK$8,389
+HK$420/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,938/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).