▼ 0.50% · 3.625%
HK$3,903
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,025
−HK$123/mo
Today · 4.125%
HK$4,148
baseline
▲ 0.50% · 4.625%
HK$4,400
+HK$252/mo
Deposit HK$856K · loan HK$856K · min. income ≈ HK$8,296/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,342
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,459
−HK$118/mo
Today · 4.125%
HK$4,577
baseline
▲ 0.50% · 4.625%
HK$4,818
+HK$241/mo
Deposit HK$856K · loan HK$856K · min. income ≈ HK$9,154/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,293
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,427
−HK$136/mo
Today · 4.125%
HK$4,563
baseline
▲ 0.50% · 4.625%
HK$4,840
+HK$277/mo
Deposit HK$770K · loan HK$941K · min. income ≈ HK$9,126/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,776
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,905
−HK$129/mo
Today · 4.125%
HK$5,034
baseline
▲ 0.50% · 4.625%
HK$5,300
+HK$266/mo
Deposit HK$770K · loan HK$941K · min. income ≈ HK$10,068/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,684
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,829
−HK$148/mo
Today · 4.125%
HK$4,977
baseline
▲ 0.50% · 4.625%
HK$5,280
+HK$303/mo
Deposit HK$685K · loan HK$1.03M · min. income ≈ HK$9,954/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,211
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,350
−HK$142/mo
Today · 4.125%
HK$5,492
baseline
▲ 0.50% · 4.625%
HK$5,782
+HK$290/mo
Deposit HK$685K · loan HK$1.03M · min. income ≈ HK$10,984/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,074
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,232
−HK$160/mo
Today · 4.125%
HK$5,392
baseline
▲ 0.50% · 4.625%
HK$5,720
+HK$328/mo
Deposit HK$599K · loan HK$1.11M · min. income ≈ HK$10,784/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,645
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,796
−HK$154/mo
Today · 4.125%
HK$5,950
baseline
▲ 0.50% · 4.625%
HK$6,263
+HK$313/mo
Deposit HK$599K · loan HK$1.11M · min. income ≈ HK$11,900/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,464
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,634
−HK$173/mo
Today · 4.125%
HK$5,807
baseline
▲ 0.50% · 4.625%
HK$6,160
+HK$353/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$11,614/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,079
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,242
−HK$166/mo
Today · 4.125%
HK$6,408
baseline
▲ 0.50% · 4.625%
HK$6,745
+HK$337/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$12,816/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,855
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,037
−HK$185/mo
Today · 4.125%
HK$6,222
baseline
▲ 0.50% · 4.625%
HK$6,600
+HK$378/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$12,444/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,513
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,688
−HK$177/mo
Today · 4.125%
HK$6,865
baseline
▲ 0.50% · 4.625%
HK$7,227
+HK$362/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$13,730/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,245
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,439
−HK$198/mo
Today · 4.125%
HK$6,637
baseline
▲ 0.50% · 4.625%
HK$7,040
+HK$403/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$13,274/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,948
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,134
−HK$189/mo
Today · 4.125%
HK$7,323
baseline
▲ 0.50% · 4.625%
HK$7,709
+HK$386/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$14,646/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,635
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,842
−HK$209/mo
Today · 4.125%
HK$7,051
baseline
▲ 0.50% · 4.625%
HK$7,480
+HK$429/mo
Deposit HK$257K · loan HK$1.45M · min. income ≈ HK$14,102/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,382
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,580
−HK$201/mo
Today · 4.125%
HK$7,781
baseline
▲ 0.50% · 4.625%
HK$8,191
+HK$410/mo
Deposit HK$257K · loan HK$1.45M · min. income ≈ HK$15,562/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,026
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,244
−HK$222/mo
Today · 4.125%
HK$7,466
baseline
▲ 0.50% · 4.625%
HK$7,921
+HK$455/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,932/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,816
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,026
−HK$212/mo
Today · 4.125%
HK$8,238
baseline
▲ 0.50% · 4.625%
HK$8,672
+HK$434/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,476/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).