▼ 0.50% · 3.625%
HK$3,491
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,600
−HK$110/mo
Today · 4.125%
HK$3,710
baseline
▲ 0.50% · 4.625%
HK$3,936
+HK$226/mo
Deposit HK$766K · loan HK$766K · min. income ≈ HK$7,420/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,884
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,988
−HK$106/mo
Today · 4.125%
HK$4,094
baseline
▲ 0.50% · 4.625%
HK$4,310
+HK$216/mo
Deposit HK$766K · loan HK$766K · min. income ≈ HK$8,188/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,840
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,960
−HK$121/mo
Today · 4.125%
HK$4,081
baseline
▲ 0.50% · 4.625%
HK$4,330
+HK$249/mo
Deposit HK$689K · loan HK$842K · min. income ≈ HK$8,162/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,272
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,387
−HK$116/mo
Today · 4.125%
HK$4,503
baseline
▲ 0.50% · 4.625%
HK$4,741
+HK$238/mo
Deposit HK$689K · loan HK$842K · min. income ≈ HK$9,006/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,190
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,320
−HK$132/mo
Today · 4.125%
HK$4,452
baseline
▲ 0.50% · 4.625%
HK$4,723
+HK$271/mo
Deposit HK$612K · loan HK$919K · min. income ≈ HK$8,904/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,661
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,786
−HK$127/mo
Today · 4.125%
HK$4,913
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$259/mo
Deposit HK$612K · loan HK$919K · min. income ≈ HK$9,826/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,680
−HK$143/mo
Today · 4.125%
HK$4,823
baseline
▲ 0.50% · 4.625%
HK$5,117
+HK$294/mo
Deposit HK$536K · loan HK$995K · min. income ≈ HK$9,646/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,185
−HK$137/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,603
+HK$281/mo
Deposit HK$536K · loan HK$995K · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,888
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,040
−HK$154/mo
Today · 4.125%
HK$5,194
baseline
▲ 0.50% · 4.625%
HK$5,510
+HK$316/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$10,388/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,438
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,583
−HK$148/mo
Today · 4.125%
HK$5,731
baseline
▲ 0.50% · 4.625%
HK$6,033
+HK$302/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$11,462/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,237
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,400
−HK$165/mo
Today · 4.125%
HK$5,565
baseline
▲ 0.50% · 4.625%
HK$5,904
+HK$339/mo
Deposit HK$383K · loan HK$1.15M · min. income ≈ HK$11,130/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,826
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,982
−HK$159/mo
Today · 4.125%
HK$6,141
baseline
▲ 0.50% · 4.625%
HK$6,464
+HK$323/mo
Deposit HK$383K · loan HK$1.15M · min. income ≈ HK$12,282/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,586
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,760
−HK$176/mo
Today · 4.125%
HK$5,936
baseline
▲ 0.50% · 4.625%
HK$6,298
+HK$362/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$11,872/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,214
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,381
−HK$169/mo
Today · 4.125%
HK$6,550
baseline
▲ 0.50% · 4.625%
HK$6,895
+HK$345/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$13,100/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,935
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,120
−HK$187/mo
Today · 4.125%
HK$6,307
baseline
▲ 0.50% · 4.625%
HK$6,691
+HK$384/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$12,614/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,603
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,780
−HK$180/mo
Today · 4.125%
HK$6,960
baseline
▲ 0.50% · 4.625%
HK$7,326
+HK$366/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$13,920/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,284
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,480
−HK$198/mo
Today · 4.125%
HK$6,678
baseline
▲ 0.50% · 4.625%
HK$7,085
+HK$407/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,356/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,991
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,179
−HK$190/mo
Today · 4.125%
HK$7,369
baseline
▲ 0.50% · 4.625%
HK$7,757
+HK$388/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,738/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).