▼ 0.50% · 3.625%
HK$3,724
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,840
−HK$118/mo
Today · 4.125%
HK$3,958
baseline
▲ 0.50% · 4.625%
HK$4,199
+HK$241/mo
Deposit HK$817K · loan HK$817K · min. income ≈ HK$7,916/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,143
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,255
−HK$112/mo
Today · 4.125%
HK$4,367
baseline
▲ 0.50% · 4.625%
HK$4,598
+HK$231/mo
Deposit HK$817K · loan HK$817K · min. income ≈ HK$8,734/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,097
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,224
−HK$130/mo
Today · 4.125%
HK$4,354
baseline
▲ 0.50% · 4.625%
HK$4,619
+HK$265/mo
Deposit HK$735K · loan HK$898K · min. income ≈ HK$8,708/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,558
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,680
−HK$124/mo
Today · 4.125%
HK$4,804
baseline
▲ 0.50% · 4.625%
HK$5,057
+HK$253/mo
Deposit HK$735K · loan HK$898K · min. income ≈ HK$9,608/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,469
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,608
−HK$142/mo
Today · 4.125%
HK$4,750
baseline
▲ 0.50% · 4.625%
HK$5,039
+HK$289/mo
Deposit HK$653K · loan HK$980K · min. income ≈ HK$9,500/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,972
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,105
−HK$136/mo
Today · 4.125%
HK$5,241
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$276/mo
Deposit HK$653K · loan HK$980K · min. income ≈ HK$10,482/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,842
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,992
−HK$153/mo
Today · 4.125%
HK$5,145
baseline
▲ 0.50% · 4.625%
HK$5,459
+HK$314/mo
Deposit HK$572K · loan HK$1.06M · min. income ≈ HK$10,290/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,386
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,531
−HK$146/mo
Today · 4.125%
HK$5,677
baseline
▲ 0.50% · 4.625%
HK$5,977
+HK$300/mo
Deposit HK$572K · loan HK$1.06M · min. income ≈ HK$11,354/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,214
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,376
−HK$165/mo
Today · 4.125%
HK$5,541
baseline
▲ 0.50% · 4.625%
HK$5,878
+HK$337/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$11,082/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,801
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,956
−HK$158/mo
Today · 4.125%
HK$6,114
baseline
▲ 0.50% · 4.625%
HK$6,437
+HK$323/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$12,228/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,587
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,760
−HK$177/mo
Today · 4.125%
HK$5,937
baseline
▲ 0.50% · 4.625%
HK$6,298
+HK$361/mo
Deposit HK$408K · loan HK$1.23M · min. income ≈ HK$11,874/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,215
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,382
−HK$169/mo
Today · 4.125%
HK$6,551
baseline
▲ 0.50% · 4.625%
HK$6,896
+HK$345/mo
Deposit HK$408K · loan HK$1.23M · min. income ≈ HK$13,102/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,959
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,145
−HK$188/mo
Today · 4.125%
HK$6,333
baseline
▲ 0.50% · 4.625%
HK$6,718
+HK$385/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$12,666/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,630
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,807
−HK$181/mo
Today · 4.125%
HK$6,988
baseline
▲ 0.50% · 4.625%
HK$7,356
+HK$368/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$13,976/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,332
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,529
−HK$200/mo
Today · 4.125%
HK$6,729
baseline
▲ 0.50% · 4.625%
HK$7,138
+HK$409/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,458/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,044
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,233
−HK$191/mo
Today · 4.125%
HK$7,424
baseline
▲ 0.50% · 4.625%
HK$7,816
+HK$392/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,848/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,704
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,913
−HK$211/mo
Today · 4.125%
HK$7,124
baseline
▲ 0.50% · 4.625%
HK$7,558
+HK$434/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,248/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,458
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,658
−HK$203/mo
Today · 4.125%
HK$7,861
baseline
▲ 0.50% · 4.625%
HK$8,276
+HK$415/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,722/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).