▼ 0.50% · 3.625%
HK$3,655
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,769
−HK$115/mo
Today · 4.125%
HK$3,884
baseline
▲ 0.50% · 4.625%
HK$4,120
+HK$236/mo
Deposit HK$801K · loan HK$801K · min. income ≈ HK$7,768/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,066
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,175
−HK$111/mo
Today · 4.125%
HK$4,286
baseline
▲ 0.50% · 4.625%
HK$4,512
+HK$226/mo
Deposit HK$801K · loan HK$801K · min. income ≈ HK$8,572/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,020
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,145
−HK$127/mo
Today · 4.125%
HK$4,272
baseline
▲ 0.50% · 4.625%
HK$4,532
+HK$260/mo
Deposit HK$721K · loan HK$882K · min. income ≈ HK$8,544/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,473
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,593
−HK$121/mo
Today · 4.125%
HK$4,714
baseline
▲ 0.50% · 4.625%
HK$4,963
+HK$249/mo
Deposit HK$721K · loan HK$882K · min. income ≈ HK$9,428/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,386
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,522
−HK$139/mo
Today · 4.125%
HK$4,661
baseline
▲ 0.50% · 4.625%
HK$4,944
+HK$283/mo
Deposit HK$641K · loan HK$962K · min. income ≈ HK$9,322/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,879
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,010
−HK$133/mo
Today · 4.125%
HK$5,143
baseline
▲ 0.50% · 4.625%
HK$5,414
+HK$271/mo
Deposit HK$641K · loan HK$962K · min. income ≈ HK$10,286/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,751
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,899
−HK$150/mo
Today · 4.125%
HK$5,049
baseline
▲ 0.50% · 4.625%
HK$5,356
+HK$307/mo
Deposit HK$561K · loan HK$1.04M · min. income ≈ HK$10,098/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,286
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,428
−HK$143/mo
Today · 4.125%
HK$5,571
baseline
▲ 0.50% · 4.625%
HK$5,865
+HK$294/mo
Deposit HK$561K · loan HK$1.04M · min. income ≈ HK$11,142/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,117
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,276
−HK$162/mo
Today · 4.125%
HK$5,438
baseline
▲ 0.50% · 4.625%
HK$5,769
+HK$331/mo
Deposit HK$481K · loan HK$1.12M · min. income ≈ HK$10,876/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,692
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,845
−HK$155/mo
Today · 4.125%
HK$6,000
baseline
▲ 0.50% · 4.625%
HK$6,316
+HK$316/mo
Deposit HK$481K · loan HK$1.12M · min. income ≈ HK$12,000/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,482
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,653
−HK$173/mo
Today · 4.125%
HK$5,826
baseline
▲ 0.50% · 4.625%
HK$6,181
+HK$355/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$11,652/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,099
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,263
−HK$165/mo
Today · 4.125%
HK$6,428
baseline
▲ 0.50% · 4.625%
HK$6,767
+HK$339/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$12,856/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,848
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,030
−HK$184/mo
Today · 4.125%
HK$6,214
baseline
▲ 0.50% · 4.625%
HK$6,593
+HK$379/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$12,428/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,506
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,680
−HK$177/mo
Today · 4.125%
HK$6,857
baseline
▲ 0.50% · 4.625%
HK$7,218
+HK$361/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$13,714/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,213
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,406
−HK$197/mo
Today · 4.125%
HK$6,603
baseline
▲ 0.50% · 4.625%
HK$7,005
+HK$402/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,206/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,912
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,098
−HK$188/mo
Today · 4.125%
HK$7,286
baseline
▲ 0.50% · 4.625%
HK$7,670
+HK$384/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,572/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,579
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,783
−HK$208/mo
Today · 4.125%
HK$6,991
baseline
▲ 0.50% · 4.625%
HK$7,417
+HK$426/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,982/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,319
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,515
−HK$199/mo
Today · 4.125%
HK$7,714
baseline
▲ 0.50% · 4.625%
HK$8,121
+HK$407/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,428/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).