▼ 0.50% · 3.625%
HK$3,660
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,773
−HK$116/mo
Today · 4.125%
HK$3,889
baseline
▲ 0.50% · 4.625%
HK$4,126
+HK$237/mo
Deposit HK$802K · loan HK$802K · min. income ≈ HK$7,778/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,071
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,180
−HK$111/mo
Today · 4.125%
HK$4,291
baseline
▲ 0.50% · 4.625%
HK$4,517
+HK$226/mo
Deposit HK$802K · loan HK$802K · min. income ≈ HK$8,582/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,025
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,151
−HK$127/mo
Today · 4.125%
HK$4,278
baseline
▲ 0.50% · 4.625%
HK$4,538
+HK$260/mo
Deposit HK$722K · loan HK$883K · min. income ≈ HK$8,556/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,478
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,598
−HK$122/mo
Today · 4.125%
HK$4,720
baseline
▲ 0.50% · 4.625%
HK$4,969
+HK$249/mo
Deposit HK$722K · loan HK$883K · min. income ≈ HK$9,440/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,391
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,528
−HK$139/mo
Today · 4.125%
HK$4,667
baseline
▲ 0.50% · 4.625%
HK$4,951
+HK$284/mo
Deposit HK$642K · loan HK$963K · min. income ≈ HK$9,334/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,885
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,016
−HK$133/mo
Today · 4.125%
HK$5,149
baseline
▲ 0.50% · 4.625%
HK$5,421
+HK$272/mo
Deposit HK$642K · loan HK$963K · min. income ≈ HK$10,298/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,757
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,905
−HK$151/mo
Today · 4.125%
HK$5,056
baseline
▲ 0.50% · 4.625%
HK$5,363
+HK$307/mo
Deposit HK$562K · loan HK$1.04M · min. income ≈ HK$10,112/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,293
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,434
−HK$144/mo
Today · 4.125%
HK$5,578
baseline
▲ 0.50% · 4.625%
HK$5,873
+HK$295/mo
Deposit HK$562K · loan HK$1.04M · min. income ≈ HK$11,156/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,123
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,283
−HK$162/mo
Today · 4.125%
HK$5,445
baseline
▲ 0.50% · 4.625%
HK$5,776
+HK$331/mo
Deposit HK$481K · loan HK$1.12M · min. income ≈ HK$10,890/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,700
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,853
−HK$155/mo
Today · 4.125%
HK$6,008
baseline
▲ 0.50% · 4.625%
HK$6,324
+HK$316/mo
Deposit HK$481K · loan HK$1.12M · min. income ≈ HK$12,016/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,489
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,660
−HK$174/mo
Today · 4.125%
HK$5,834
baseline
▲ 0.50% · 4.625%
HK$6,188
+HK$354/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$11,668/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,107
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,271
−HK$166/mo
Today · 4.125%
HK$6,437
baseline
▲ 0.50% · 4.625%
HK$6,776
+HK$339/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$12,874/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,855
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,037
−HK$185/mo
Today · 4.125%
HK$6,222
baseline
▲ 0.50% · 4.625%
HK$6,601
+HK$379/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$12,444/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,514
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,689
−HK$177/mo
Today · 4.125%
HK$6,866
baseline
▲ 0.50% · 4.625%
HK$7,228
+HK$362/mo
Deposit HK$321K · loan HK$1.28M · min. income ≈ HK$13,732/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,221
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,415
−HK$196/mo
Today · 4.125%
HK$6,611
baseline
▲ 0.50% · 4.625%
HK$7,014
+HK$403/mo
Deposit HK$241K · loan HK$1.36M · min. income ≈ HK$13,222/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,921
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,107
−HK$188/mo
Today · 4.125%
HK$7,295
baseline
▲ 0.50% · 4.625%
HK$7,679
+HK$384/mo
Deposit HK$241K · loan HK$1.36M · min. income ≈ HK$14,590/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,587
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,792
−HK$208/mo
Today · 4.125%
HK$7,000
baseline
▲ 0.50% · 4.625%
HK$7,426
+HK$426/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$14,000/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,328
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,525
−HK$199/mo
Today · 4.125%
HK$7,724
baseline
▲ 0.50% · 4.625%
HK$8,131
+HK$407/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,448/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).