▼ 0.50% · 3.625%
HK$3,484
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,593
−HK$110/mo
Today · 4.125%
HK$3,703
baseline
▲ 0.50% · 4.625%
HK$3,928
+HK$225/mo
Deposit HK$764K · loan HK$764K · min. income ≈ HK$7,406/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,876
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,980
−HK$106/mo
Today · 4.125%
HK$4,086
baseline
▲ 0.50% · 4.625%
HK$4,301
+HK$215/mo
Deposit HK$764K · loan HK$764K · min. income ≈ HK$8,172/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,833
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,952
−HK$121/mo
Today · 4.125%
HK$4,073
baseline
▲ 0.50% · 4.625%
HK$4,321
+HK$248/mo
Deposit HK$688K · loan HK$840K · min. income ≈ HK$8,146/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,264
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,378
−HK$116/mo
Today · 4.125%
HK$4,494
baseline
▲ 0.50% · 4.625%
HK$4,731
+HK$237/mo
Deposit HK$688K · loan HK$840K · min. income ≈ HK$8,988/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,181
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,311
−HK$133/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,714
+HK$270/mo
Deposit HK$611K · loan HK$917K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,776
−HK$127/mo
Today · 4.125%
HK$4,903
baseline
▲ 0.50% · 4.625%
HK$5,161
+HK$258/mo
Deposit HK$611K · loan HK$917K · min. income ≈ HK$9,806/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,530
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,671
−HK$143/mo
Today · 4.125%
HK$4,814
baseline
▲ 0.50% · 4.625%
HK$5,107
+HK$293/mo
Deposit HK$535K · loan HK$993K · min. income ≈ HK$9,628/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,039
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,175
−HK$137/mo
Today · 4.125%
HK$5,312
baseline
▲ 0.50% · 4.625%
HK$5,592
+HK$280/mo
Deposit HK$535K · loan HK$993K · min. income ≈ HK$10,624/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,878
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$154/mo
Today · 4.125%
HK$5,184
baseline
▲ 0.50% · 4.625%
HK$5,500
+HK$316/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$10,368/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,427
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,573
−HK$147/mo
Today · 4.125%
HK$5,720
baseline
▲ 0.50% · 4.625%
HK$6,022
+HK$302/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$11,440/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,227
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,389
−HK$165/mo
Today · 4.125%
HK$5,554
baseline
▲ 0.50% · 4.625%
HK$5,892
+HK$338/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$11,108/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,815
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,971
−HK$158/mo
Today · 4.125%
HK$6,129
baseline
▲ 0.50% · 4.625%
HK$6,452
+HK$323/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$12,258/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,575
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,749
−HK$176/mo
Today · 4.125%
HK$5,925
baseline
▲ 0.50% · 4.625%
HK$6,285
+HK$360/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$11,850/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,202
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,369
−HK$168/mo
Today · 4.125%
HK$6,537
baseline
▲ 0.50% · 4.625%
HK$6,882
+HK$345/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$13,074/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,924
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,108
−HK$187/mo
Today · 4.125%
HK$6,295
baseline
▲ 0.50% · 4.625%
HK$6,678
+HK$383/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$12,590/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,590
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,767
−HK$179/mo
Today · 4.125%
HK$6,946
baseline
▲ 0.50% · 4.625%
HK$7,312
+HK$366/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$13,892/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,272
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,467
−HK$198/mo
Today · 4.125%
HK$6,665
baseline
▲ 0.50% · 4.625%
HK$7,071
+HK$406/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,330/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,978
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,165
−HK$190/mo
Today · 4.125%
HK$7,355
baseline
▲ 0.50% · 4.625%
HK$7,742
+HK$387/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,710/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).