▼ 0.50% · 3.625%
HK$3,720
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,836
−HK$117/mo
Today · 4.125%
HK$3,953
baseline
▲ 0.50% · 4.625%
HK$4,194
+HK$241/mo
Deposit HK$816K · loan HK$816K · min. income ≈ HK$7,906/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,138
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,249
−HK$113/mo
Today · 4.125%
HK$4,362
baseline
▲ 0.50% · 4.625%
HK$4,592
+HK$230/mo
Deposit HK$816K · loan HK$816K · min. income ≈ HK$8,724/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,092
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,219
−HK$130/mo
Today · 4.125%
HK$4,349
baseline
▲ 0.50% · 4.625%
HK$4,613
+HK$264/mo
Deposit HK$734K · loan HK$897K · min. income ≈ HK$8,698/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,552
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,674
−HK$124/mo
Today · 4.125%
HK$4,798
baseline
▲ 0.50% · 4.625%
HK$5,051
+HK$253/mo
Deposit HK$734K · loan HK$897K · min. income ≈ HK$9,596/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,464
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,603
−HK$141/mo
Today · 4.125%
HK$4,744
baseline
▲ 0.50% · 4.625%
HK$5,033
+HK$289/mo
Deposit HK$653K · loan HK$979K · min. income ≈ HK$9,488/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,966
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,099
−HK$135/mo
Today · 4.125%
HK$5,234
baseline
▲ 0.50% · 4.625%
HK$5,510
+HK$276/mo
Deposit HK$653K · loan HK$979K · min. income ≈ HK$10,468/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,836
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,986
−HK$153/mo
Today · 4.125%
HK$5,139
baseline
▲ 0.50% · 4.625%
HK$5,452
+HK$313/mo
Deposit HK$571K · loan HK$1.06M · min. income ≈ HK$10,278/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,380
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,524
−HK$147/mo
Today · 4.125%
HK$5,671
baseline
▲ 0.50% · 4.625%
HK$5,970
+HK$299/mo
Deposit HK$571K · loan HK$1.06M · min. income ≈ HK$11,342/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,208
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,370
−HK$165/mo
Today · 4.125%
HK$5,535
baseline
▲ 0.50% · 4.625%
HK$5,871
+HK$336/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$11,070/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,794
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,949
−HK$158/mo
Today · 4.125%
HK$6,107
baseline
▲ 0.50% · 4.625%
HK$6,429
+HK$322/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$12,214/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,580
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,754
−HK$176/mo
Today · 4.125%
HK$5,930
baseline
▲ 0.50% · 4.625%
HK$6,291
+HK$361/mo
Deposit HK$408K · loan HK$1.22M · min. income ≈ HK$11,860/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,208
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,374
−HK$169/mo
Today · 4.125%
HK$6,543
baseline
▲ 0.50% · 4.625%
HK$6,888
+HK$345/mo
Deposit HK$408K · loan HK$1.22M · min. income ≈ HK$13,086/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,952
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,137
−HK$188/mo
Today · 4.125%
HK$6,325
baseline
▲ 0.50% · 4.625%
HK$6,710
+HK$385/mo
Deposit HK$326K · loan HK$1.31M · min. income ≈ HK$12,650/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,622
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,799
−HK$180/mo
Today · 4.125%
HK$6,979
baseline
▲ 0.50% · 4.625%
HK$7,347
+HK$368/mo
Deposit HK$326K · loan HK$1.31M · min. income ≈ HK$13,958/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,324
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,521
−HK$200/mo
Today · 4.125%
HK$6,721
baseline
▲ 0.50% · 4.625%
HK$7,129
+HK$408/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,442/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,035
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,224
−HK$191/mo
Today · 4.125%
HK$7,415
baseline
▲ 0.50% · 4.625%
HK$7,806
+HK$391/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,830/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,696
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,904
−HK$212/mo
Today · 4.125%
HK$7,116
baseline
▲ 0.50% · 4.625%
HK$7,549
+HK$433/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,232/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,449
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,649
−HK$203/mo
Today · 4.125%
HK$7,852
baseline
▲ 0.50% · 4.625%
HK$8,266
+HK$414/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,704/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).