▼ 0.50% · 3.625%
HK$3,615
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,727
−HK$114/mo
Today · 4.125%
HK$3,841
baseline
▲ 0.50% · 4.625%
HK$4,075
+HK$234/mo
Deposit HK$793K · loan HK$793K · min. income ≈ HK$7,682/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,021
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,129
−HK$110/mo
Today · 4.125%
HK$4,239
baseline
▲ 0.50% · 4.625%
HK$4,462
+HK$223/mo
Deposit HK$793K · loan HK$793K · min. income ≈ HK$8,478/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,976
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,100
−HK$125/mo
Today · 4.125%
HK$4,225
baseline
▲ 0.50% · 4.625%
HK$4,483
+HK$258/mo
Deposit HK$713K · loan HK$872K · min. income ≈ HK$8,450/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,423
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,542
−HK$120/mo
Today · 4.125%
HK$4,662
baseline
▲ 0.50% · 4.625%
HK$4,908
+HK$246/mo
Deposit HK$713K · loan HK$872K · min. income ≈ HK$9,324/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,338
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,473
−HK$137/mo
Today · 4.125%
HK$4,610
baseline
▲ 0.50% · 4.625%
HK$4,890
+HK$280/mo
Deposit HK$634K · loan HK$951K · min. income ≈ HK$9,220/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,826
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,955
−HK$131/mo
Today · 4.125%
HK$5,086
baseline
▲ 0.50% · 4.625%
HK$5,354
+HK$268/mo
Deposit HK$634K · loan HK$951K · min. income ≈ HK$10,172/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,699
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,845
−HK$149/mo
Today · 4.125%
HK$4,994
baseline
▲ 0.50% · 4.625%
HK$5,298
+HK$304/mo
Deposit HK$555K · loan HK$1.03M · min. income ≈ HK$9,988/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,228
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,368
−HK$142/mo
Today · 4.125%
HK$5,510
baseline
▲ 0.50% · 4.625%
HK$5,801
+HK$291/mo
Deposit HK$555K · loan HK$1.03M · min. income ≈ HK$11,020/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,061
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,218
−HK$160/mo
Today · 4.125%
HK$5,378
baseline
▲ 0.50% · 4.625%
HK$5,705
+HK$327/mo
Deposit HK$476K · loan HK$1.11M · min. income ≈ HK$10,756/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,630
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,781
−HK$153/mo
Today · 4.125%
HK$5,934
baseline
▲ 0.50% · 4.625%
HK$6,247
+HK$313/mo
Deposit HK$476K · loan HK$1.11M · min. income ≈ HK$11,868/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,422
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,591
−HK$171/mo
Today · 4.125%
HK$5,762
baseline
▲ 0.50% · 4.625%
HK$6,113
+HK$351/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$11,524/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,032
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,194
−HK$164/mo
Today · 4.125%
HK$6,358
baseline
▲ 0.50% · 4.625%
HK$6,693
+HK$335/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$12,716/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,783
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,963
−HK$183/mo
Today · 4.125%
HK$6,146
baseline
▲ 0.50% · 4.625%
HK$6,520
+HK$374/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$12,292/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,434
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,607
−HK$175/mo
Today · 4.125%
HK$6,782
baseline
▲ 0.50% · 4.625%
HK$7,139
+HK$357/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$13,564/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,145
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,336
−HK$194/mo
Today · 4.125%
HK$6,530
baseline
▲ 0.50% · 4.625%
HK$6,928
+HK$398/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,060/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,836
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,020
−HK$186/mo
Today · 4.125%
HK$7,206
baseline
▲ 0.50% · 4.625%
HK$7,585
+HK$379/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,412/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,506
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,709
−HK$205/mo
Today · 4.125%
HK$6,914
baseline
▲ 0.50% · 4.625%
HK$7,335
+HK$421/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,828/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,238
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,432
−HK$197/mo
Today · 4.125%
HK$7,629
baseline
▲ 0.50% · 4.625%
HK$8,032
+HK$403/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,258/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).