▼ 0.50% · 3.625%
HK$3,684
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,799
−HK$116/mo
Today · 4.125%
HK$3,915
baseline
▲ 0.50% · 4.625%
HK$4,154
+HK$239/mo
Deposit HK$808K · loan HK$808K · min. income ≈ HK$7,830/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,099
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,209
−HK$111/mo
Today · 4.125%
HK$4,320
baseline
▲ 0.50% · 4.625%
HK$4,548
+HK$228/mo
Deposit HK$808K · loan HK$808K · min. income ≈ HK$8,640/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,053
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,179
−HK$128/mo
Today · 4.125%
HK$4,307
baseline
▲ 0.50% · 4.625%
HK$4,569
+HK$262/mo
Deposit HK$727K · loan HK$889K · min. income ≈ HK$8,614/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,509
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,630
−HK$122/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,003
+HK$251/mo
Deposit HK$727K · loan HK$889K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,421
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,559
−HK$139/mo
Today · 4.125%
HK$4,698
baseline
▲ 0.50% · 4.625%
HK$4,984
+HK$286/mo
Deposit HK$646K · loan HK$969K · min. income ≈ HK$9,396/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,918
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,050
−HK$134/mo
Today · 4.125%
HK$5,184
baseline
▲ 0.50% · 4.625%
HK$5,457
+HK$273/mo
Deposit HK$646K · loan HK$969K · min. income ≈ HK$10,368/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,790
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,939
−HK$151/mo
Today · 4.125%
HK$5,090
baseline
▲ 0.50% · 4.625%
HK$5,400
+HK$310/mo
Deposit HK$566K · loan HK$1.05M · min. income ≈ HK$10,180/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,328
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,471
−HK$145/mo
Today · 4.125%
HK$5,616
baseline
▲ 0.50% · 4.625%
HK$5,912
+HK$296/mo
Deposit HK$566K · loan HK$1.05M · min. income ≈ HK$11,232/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,158
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,318
−HK$163/mo
Today · 4.125%
HK$5,481
baseline
▲ 0.50% · 4.625%
HK$5,815
+HK$334/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$10,962/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,738
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,892
−HK$156/mo
Today · 4.125%
HK$6,048
baseline
▲ 0.50% · 4.625%
HK$6,367
+HK$319/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$12,096/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,526
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,698
−HK$175/mo
Today · 4.125%
HK$5,873
baseline
▲ 0.50% · 4.625%
HK$6,230
+HK$357/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$11,746/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,148
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,313
−HK$167/mo
Today · 4.125%
HK$6,480
baseline
▲ 0.50% · 4.625%
HK$6,822
+HK$342/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$12,960/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,895
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,078
−HK$187/mo
Today · 4.125%
HK$6,265
baseline
▲ 0.50% · 4.625%
HK$6,646
+HK$381/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$12,530/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,558
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,734
−HK$178/mo
Today · 4.125%
HK$6,912
baseline
▲ 0.50% · 4.625%
HK$7,277
+HK$365/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$13,824/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,263
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,458
−HK$198/mo
Today · 4.125%
HK$6,656
baseline
▲ 0.50% · 4.625%
HK$7,061
+HK$405/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,312/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,968
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,155
−HK$189/mo
Today · 4.125%
HK$7,344
baseline
▲ 0.50% · 4.625%
HK$7,731
+HK$387/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,688/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,632
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,838
−HK$210/mo
Today · 4.125%
HK$7,048
baseline
▲ 0.50% · 4.625%
HK$7,476
+HK$428/mo
Deposit HK$162K · loan HK$1.45M · min. income ≈ HK$14,096/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,378
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,576
−HK$200/mo
Today · 4.125%
HK$7,776
baseline
▲ 0.50% · 4.625%
HK$8,186
+HK$410/mo
Deposit HK$162K · loan HK$1.45M · min. income ≈ HK$15,552/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).