▼ 0.50% · 3.625%
HK$3,701
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,816
−HK$117/mo
Today · 4.125%
HK$3,933
baseline
▲ 0.50% · 4.625%
HK$4,172
+HK$239/mo
Deposit HK$812K · loan HK$812K · min. income ≈ HK$7,866/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,117
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,228
−HK$112/mo
Today · 4.125%
HK$4,340
baseline
▲ 0.50% · 4.625%
HK$4,569
+HK$229/mo
Deposit HK$812K · loan HK$812K · min. income ≈ HK$8,680/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,071
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,198
−HK$128/mo
Today · 4.125%
HK$4,326
baseline
▲ 0.50% · 4.625%
HK$4,590
+HK$264/mo
Deposit HK$730K · loan HK$893K · min. income ≈ HK$8,652/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,529
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,651
−HK$123/mo
Today · 4.125%
HK$4,774
baseline
▲ 0.50% · 4.625%
HK$5,025
+HK$251/mo
Deposit HK$730K · loan HK$893K · min. income ≈ HK$9,548/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,441
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,579
−HK$141/mo
Today · 4.125%
HK$4,720
baseline
▲ 0.50% · 4.625%
HK$5,007
+HK$287/mo
Deposit HK$649K · loan HK$974K · min. income ≈ HK$9,440/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,941
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,073
−HK$135/mo
Today · 4.125%
HK$5,208
baseline
▲ 0.50% · 4.625%
HK$5,482
+HK$274/mo
Deposit HK$649K · loan HK$974K · min. income ≈ HK$10,416/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,811
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,961
−HK$152/mo
Today · 4.125%
HK$5,113
baseline
▲ 0.50% · 4.625%
HK$5,424
+HK$311/mo
Deposit HK$568K · loan HK$1.05M · min. income ≈ HK$10,226/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,353
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,496
−HK$146/mo
Today · 4.125%
HK$5,642
baseline
▲ 0.50% · 4.625%
HK$5,939
+HK$297/mo
Deposit HK$568K · loan HK$1.05M · min. income ≈ HK$11,284/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,181
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,343
−HK$163/mo
Today · 4.125%
HK$5,506
baseline
▲ 0.50% · 4.625%
HK$5,841
+HK$335/mo
Deposit HK$487K · loan HK$1.14M · min. income ≈ HK$11,012/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,764
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,919
−HK$157/mo
Today · 4.125%
HK$6,076
baseline
▲ 0.50% · 4.625%
HK$6,396
+HK$320/mo
Deposit HK$487K · loan HK$1.14M · min. income ≈ HK$12,152/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,552
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,724
−HK$176/mo
Today · 4.125%
HK$5,900
baseline
▲ 0.50% · 4.625%
HK$6,259
+HK$359/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$11,800/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,176
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,342
−HK$168/mo
Today · 4.125%
HK$6,510
baseline
▲ 0.50% · 4.625%
HK$6,853
+HK$343/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$13,020/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,922
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,106
−HK$187/mo
Today · 4.125%
HK$6,293
baseline
▲ 0.50% · 4.625%
HK$6,676
+HK$383/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$12,586/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,588
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,764
−HK$180/mo
Today · 4.125%
HK$6,944
baseline
▲ 0.50% · 4.625%
HK$7,310
+HK$366/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$13,888/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,292
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,487
−HK$199/mo
Today · 4.125%
HK$6,686
baseline
▲ 0.50% · 4.625%
HK$7,093
+HK$407/mo
Deposit HK$243K · loan HK$1.38M · min. income ≈ HK$13,372/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,999
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,187
−HK$191/mo
Today · 4.125%
HK$7,378
baseline
▲ 0.50% · 4.625%
HK$7,767
+HK$389/mo
Deposit HK$243K · loan HK$1.38M · min. income ≈ HK$14,756/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,662
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,869
−HK$211/mo
Today · 4.125%
HK$7,080
baseline
▲ 0.50% · 4.625%
HK$7,510
+HK$430/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,160/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,411
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,610
−HK$202/mo
Today · 4.125%
HK$7,812
baseline
▲ 0.50% · 4.625%
HK$8,223
+HK$411/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,624/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).