▼ 0.50% · 3.625%
HK$3,820
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,939
−HK$121/mo
Today · 4.125%
HK$4,060
baseline
▲ 0.50% · 4.625%
HK$4,307
+HK$247/mo
Deposit HK$838K · loan HK$838K · min. income ≈ HK$8,120/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,250
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,364
−HK$116/mo
Today · 4.125%
HK$4,480
baseline
▲ 0.50% · 4.625%
HK$4,716
+HK$236/mo
Deposit HK$838K · loan HK$838K · min. income ≈ HK$8,960/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,202
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,333
−HK$133/mo
Today · 4.125%
HK$4,466
baseline
▲ 0.50% · 4.625%
HK$4,738
+HK$272/mo
Deposit HK$754K · loan HK$921K · min. income ≈ HK$8,932/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,675
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,800
−HK$128/mo
Today · 4.125%
HK$4,928
baseline
▲ 0.50% · 4.625%
HK$5,187
+HK$259/mo
Deposit HK$754K · loan HK$921K · min. income ≈ HK$9,856/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,584
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,727
−HK$145/mo
Today · 4.125%
HK$4,872
baseline
▲ 0.50% · 4.625%
HK$5,168
+HK$296/mo
Deposit HK$670K · loan HK$1.01M · min. income ≈ HK$9,744/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,100
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,237
−HK$139/mo
Today · 4.125%
HK$5,376
baseline
▲ 0.50% · 4.625%
HK$5,659
+HK$283/mo
Deposit HK$670K · loan HK$1.01M · min. income ≈ HK$10,752/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,966
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,121
−HK$157/mo
Today · 4.125%
HK$5,278
baseline
▲ 0.50% · 4.625%
HK$5,599
+HK$321/mo
Deposit HK$586K · loan HK$1.09M · min. income ≈ HK$10,556/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,525
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,673
−HK$151/mo
Today · 4.125%
HK$5,824
baseline
▲ 0.50% · 4.625%
HK$6,131
+HK$307/mo
Deposit HK$586K · loan HK$1.09M · min. income ≈ HK$11,648/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,348
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,515
−HK$169/mo
Today · 4.125%
HK$5,684
baseline
▲ 0.50% · 4.625%
HK$6,030
+HK$346/mo
Deposit HK$503K · loan HK$1.17M · min. income ≈ HK$11,368/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,950
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,110
−HK$162/mo
Today · 4.125%
HK$6,272
baseline
▲ 0.50% · 4.625%
HK$6,602
+HK$330/mo
Deposit HK$503K · loan HK$1.17M · min. income ≈ HK$12,544/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,730
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,909
−HK$181/mo
Today · 4.125%
HK$6,090
baseline
▲ 0.50% · 4.625%
HK$6,460
+HK$370/mo
Deposit HK$419K · loan HK$1.26M · min. income ≈ HK$12,180/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,375
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,546
−HK$173/mo
Today · 4.125%
HK$6,719
baseline
▲ 0.50% · 4.625%
HK$7,074
+HK$355/mo
Deposit HK$419K · loan HK$1.26M · min. income ≈ HK$13,438/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,112
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,303
−HK$193/mo
Today · 4.125%
HK$6,496
baseline
▲ 0.50% · 4.625%
HK$6,891
+HK$395/mo
Deposit HK$335K · loan HK$1.34M · min. income ≈ HK$12,992/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,800
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,982
−HK$185/mo
Today · 4.125%
HK$7,167
baseline
▲ 0.50% · 4.625%
HK$7,545
+HK$378/mo
Deposit HK$335K · loan HK$1.34M · min. income ≈ HK$14,334/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,495
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,697
−HK$205/mo
Today · 4.125%
HK$6,902
baseline
▲ 0.50% · 4.625%
HK$7,322
+HK$420/mo
Deposit HK$251K · loan HK$1.42M · min. income ≈ HK$13,804/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,225
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,419
−HK$196/mo
Today · 4.125%
HK$7,615
baseline
▲ 0.50% · 4.625%
HK$8,017
+HK$402/mo
Deposit HK$251K · loan HK$1.42M · min. income ≈ HK$15,230/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,877
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,090
−HK$218/mo
Today · 4.125%
HK$7,308
baseline
▲ 0.50% · 4.625%
HK$7,752
+HK$444/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$14,616/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,650
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,855
−HK$208/mo
Today · 4.125%
HK$8,063
baseline
▲ 0.50% · 4.625%
HK$8,488
+HK$425/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$16,126/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).