▼ 0.50% · 3.625%
HK$3,420
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,526
−HK$109/mo
Today · 4.125%
HK$3,635
baseline
▲ 0.50% · 4.625%
HK$3,856
+HK$221/mo
Deposit HK$750K · loan HK$750K · min. income ≈ HK$7,270/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,805
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,907
−HK$103/mo
Today · 4.125%
HK$4,010
baseline
▲ 0.50% · 4.625%
HK$4,222
+HK$212/mo
Deposit HK$750K · loan HK$750K · min. income ≈ HK$8,020/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,762
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,879
−HK$119/mo
Today · 4.125%
HK$3,998
baseline
▲ 0.50% · 4.625%
HK$4,241
+HK$243/mo
Deposit HK$675K · loan HK$825K · min. income ≈ HK$7,996/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,185
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,297
−HK$114/mo
Today · 4.125%
HK$4,411
baseline
▲ 0.50% · 4.625%
HK$4,644
+HK$233/mo
Deposit HK$675K · loan HK$825K · min. income ≈ HK$8,822/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,104
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,232
−HK$129/mo
Today · 4.125%
HK$4,361
baseline
▲ 0.50% · 4.625%
HK$4,627
+HK$266/mo
Deposit HK$600K · loan HK$900K · min. income ≈ HK$8,722/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,566
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,688
−HK$124/mo
Today · 4.125%
HK$4,812
baseline
▲ 0.50% · 4.625%
HK$5,066
+HK$254/mo
Deposit HK$600K · loan HK$900K · min. income ≈ HK$9,624/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,446
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,584
−HK$141/mo
Today · 4.125%
HK$4,725
baseline
▲ 0.50% · 4.625%
HK$5,012
+HK$287/mo
Deposit HK$525K · loan HK$975K · min. income ≈ HK$9,450/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,946
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,079
−HK$134/mo
Today · 4.125%
HK$5,213
baseline
▲ 0.50% · 4.625%
HK$5,488
+HK$275/mo
Deposit HK$525K · loan HK$975K · min. income ≈ HK$10,426/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,788
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,937
−HK$151/mo
Today · 4.125%
HK$5,088
baseline
▲ 0.50% · 4.625%
HK$5,398
+HK$310/mo
Deposit HK$450K · loan HK$1.05M · min. income ≈ HK$10,176/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,327
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,470
−HK$144/mo
Today · 4.125%
HK$5,614
baseline
▲ 0.50% · 4.625%
HK$5,910
+HK$296/mo
Deposit HK$450K · loan HK$1.05M · min. income ≈ HK$11,228/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,130
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,290
−HK$162/mo
Today · 4.125%
HK$5,452
baseline
▲ 0.50% · 4.625%
HK$5,783
+HK$331/mo
Deposit HK$375K · loan HK$1.12M · min. income ≈ HK$10,904/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,707
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,860
−HK$155/mo
Today · 4.125%
HK$6,015
baseline
▲ 0.50% · 4.625%
HK$6,333
+HK$318/mo
Deposit HK$375K · loan HK$1.12M · min. income ≈ HK$12,030/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,472
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,642
−HK$173/mo
Today · 4.125%
HK$5,815
baseline
▲ 0.50% · 4.625%
HK$6,169
+HK$354/mo
Deposit HK$300K · loan HK$1.20M · min. income ≈ HK$11,630/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,088
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,251
−HK$166/mo
Today · 4.125%
HK$6,417
baseline
▲ 0.50% · 4.625%
HK$6,755
+HK$338/mo
Deposit HK$300K · loan HK$1.20M · min. income ≈ HK$12,834/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,814
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,995
−HK$184/mo
Today · 4.125%
HK$6,179
baseline
▲ 0.50% · 4.625%
HK$6,555
+HK$376/mo
Deposit HK$225K · loan HK$1.27M · min. income ≈ HK$12,358/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,468
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,642
−HK$176/mo
Today · 4.125%
HK$6,818
baseline
▲ 0.50% · 4.625%
HK$7,177
+HK$359/mo
Deposit HK$225K · loan HK$1.27M · min. income ≈ HK$13,636/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,156
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,348
−HK$194/mo
Today · 4.125%
HK$6,542
baseline
▲ 0.50% · 4.625%
HK$6,940
+HK$398/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,084/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,849
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,032
−HK$187/mo
Today · 4.125%
HK$7,219
baseline
▲ 0.50% · 4.625%
HK$7,599
+HK$380/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$14,438/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).