▼ 0.50% · 3.625%
HK$2,155
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,222
−HK$68/mo
Today · 4.125%
HK$2,290
baseline
▲ 0.50% · 4.625%
HK$2,430
+HK$140/mo
Deposit HK$473K · loan HK$473K · min. income ≈ HK$4,580/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,398
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,462
−HK$65/mo
Today · 4.125%
HK$2,527
baseline
▲ 0.50% · 4.625%
HK$2,660
+HK$133/mo
Deposit HK$473K · loan HK$473K · min. income ≈ HK$5,054/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,371
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,445
−HK$74/mo
Today · 4.125%
HK$2,519
baseline
▲ 0.50% · 4.625%
HK$2,673
+HK$154/mo
Deposit HK$425K · loan HK$520K · min. income ≈ HK$5,038/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,637
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,708
−HK$72/mo
Today · 4.125%
HK$2,780
baseline
▲ 0.50% · 4.625%
HK$2,926
+HK$146/mo
Deposit HK$425K · loan HK$520K · min. income ≈ HK$5,560/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,586
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,667
−HK$81/mo
Today · 4.125%
HK$2,748
baseline
▲ 0.50% · 4.625%
HK$2,916
+HK$168/mo
Deposit HK$378K · loan HK$567K · min. income ≈ HK$5,496/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,877
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,954
−HK$79/mo
Today · 4.125%
HK$3,033
baseline
▲ 0.50% · 4.625%
HK$3,193
+HK$160/mo
Deposit HK$378K · loan HK$567K · min. income ≈ HK$6,066/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,802
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,889
−HK$89/mo
Today · 4.125%
HK$2,978
baseline
▲ 0.50% · 4.625%
HK$3,159
+HK$181/mo
Deposit HK$331K · loan HK$614K · min. income ≈ HK$5,956/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,117
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,201
−HK$84/mo
Today · 4.125%
HK$3,285
baseline
▲ 0.50% · 4.625%
HK$3,459
+HK$174/mo
Deposit HK$331K · loan HK$614K · min. income ≈ HK$6,570/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,017
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,111
−HK$96/mo
Today · 4.125%
HK$3,207
baseline
▲ 0.50% · 4.625%
HK$3,402
+HK$195/mo
Deposit HK$284K · loan HK$662K · min. income ≈ HK$6,414/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,357
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,447
−HK$91/mo
Today · 4.125%
HK$3,538
baseline
▲ 0.50% · 4.625%
HK$3,725
+HK$187/mo
Deposit HK$284K · loan HK$662K · min. income ≈ HK$7,076/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,233
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,333
−HK$103/mo
Today · 4.125%
HK$3,436
baseline
▲ 0.50% · 4.625%
HK$3,645
+HK$209/mo
Deposit HK$236K · loan HK$709K · min. income ≈ HK$6,872/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,597
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,693
−HK$98/mo
Today · 4.125%
HK$3,791
baseline
▲ 0.50% · 4.625%
HK$3,991
+HK$200/mo
Deposit HK$236K · loan HK$709K · min. income ≈ HK$7,582/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,448
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,556
−HK$109/mo
Today · 4.125%
HK$3,665
baseline
▲ 0.50% · 4.625%
HK$3,888
+HK$223/mo
Deposit HK$189K · loan HK$756K · min. income ≈ HK$7,330/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,836
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,939
−HK$105/mo
Today · 4.125%
HK$4,044
baseline
▲ 0.50% · 4.625%
HK$4,257
+HK$213/mo
Deposit HK$189K · loan HK$756K · min. income ≈ HK$8,088/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,664
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,778
−HK$116/mo
Today · 4.125%
HK$3,894
baseline
▲ 0.50% · 4.625%
HK$4,131
+HK$237/mo
Deposit HK$142K · loan HK$803K · min. income ≈ HK$7,788/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,076
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,185
−HK$111/mo
Today · 4.125%
HK$4,296
baseline
▲ 0.50% · 4.625%
HK$4,523
+HK$227/mo
Deposit HK$142K · loan HK$803K · min. income ≈ HK$8,592/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,879
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,000
−HK$123/mo
Today · 4.125%
HK$4,123
baseline
▲ 0.50% · 4.625%
HK$4,374
+HK$251/mo
Deposit HK$95K · loan HK$851K · min. income ≈ HK$8,246/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,316
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,432
−HK$117/mo
Today · 4.125%
HK$4,549
baseline
▲ 0.50% · 4.625%
HK$4,789
+HK$240/mo
Deposit HK$95K · loan HK$851K · min. income ≈ HK$9,098/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).