▼ 0.50% · 3.625%
HK$2,277
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,348
−HK$72/mo
Today · 4.125%
HK$2,420
baseline
▲ 0.50% · 4.625%
HK$2,567
+HK$147/mo
Deposit HK$499K · loan HK$499K · min. income ≈ HK$4,840/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,533
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,601
−HK$69/mo
Today · 4.125%
HK$2,670
baseline
▲ 0.50% · 4.625%
HK$2,811
+HK$141/mo
Deposit HK$499K · loan HK$499K · min. income ≈ HK$5,340/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,505
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,583
−HK$79/mo
Today · 4.125%
HK$2,662
baseline
▲ 0.50% · 4.625%
HK$2,824
+HK$162/mo
Deposit HK$449K · loan HK$549K · min. income ≈ HK$5,324/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,787
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,861
−HK$76/mo
Today · 4.125%
HK$2,937
baseline
▲ 0.50% · 4.625%
HK$3,092
+HK$155/mo
Deposit HK$449K · loan HK$549K · min. income ≈ HK$5,874/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,733
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,818
−HK$86/mo
Today · 4.125%
HK$2,904
baseline
▲ 0.50% · 4.625%
HK$3,081
+HK$177/mo
Deposit HK$399K · loan HK$599K · min. income ≈ HK$5,808/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,040
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,121
−HK$83/mo
Today · 4.125%
HK$3,204
baseline
▲ 0.50% · 4.625%
HK$3,373
+HK$169/mo
Deposit HK$399K · loan HK$599K · min. income ≈ HK$6,408/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,960
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,052
−HK$94/mo
Today · 4.125%
HK$3,146
baseline
▲ 0.50% · 4.625%
HK$3,337
+HK$191/mo
Deposit HK$350K · loan HK$649K · min. income ≈ HK$6,292/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,293
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,382
−HK$89/mo
Today · 4.125%
HK$3,471
baseline
▲ 0.50% · 4.625%
HK$3,654
+HK$183/mo
Deposit HK$350K · loan HK$649K · min. income ≈ HK$6,942/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,188
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,287
−HK$101/mo
Today · 4.125%
HK$3,388
baseline
▲ 0.50% · 4.625%
HK$3,594
+HK$206/mo
Deposit HK$300K · loan HK$699K · min. income ≈ HK$6,776/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,547
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,642
−HK$96/mo
Today · 4.125%
HK$3,738
baseline
▲ 0.50% · 4.625%
HK$3,935
+HK$197/mo
Deposit HK$300K · loan HK$699K · min. income ≈ HK$7,476/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,416
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,522
−HK$108/mo
Today · 4.125%
HK$3,630
baseline
▲ 0.50% · 4.625%
HK$3,851
+HK$221/mo
Deposit HK$250K · loan HK$749K · min. income ≈ HK$7,260/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,800
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,902
−HK$103/mo
Today · 4.125%
HK$4,005
baseline
▲ 0.50% · 4.625%
HK$4,216
+HK$211/mo
Deposit HK$250K · loan HK$749K · min. income ≈ HK$8,010/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,643
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,757
−HK$115/mo
Today · 4.125%
HK$3,872
baseline
▲ 0.50% · 4.625%
HK$4,107
+HK$235/mo
Deposit HK$200K · loan HK$799K · min. income ≈ HK$7,744/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,053
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,162
−HK$110/mo
Today · 4.125%
HK$4,272
baseline
▲ 0.50% · 4.625%
HK$4,497
+HK$225/mo
Deposit HK$200K · loan HK$799K · min. income ≈ HK$8,544/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,871
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,991
−HK$123/mo
Today · 4.125%
HK$4,114
baseline
▲ 0.50% · 4.625%
HK$4,364
+HK$250/mo
Deposit HK$150K · loan HK$849K · min. income ≈ HK$8,228/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,307
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,422
−HK$117/mo
Today · 4.125%
HK$4,539
baseline
▲ 0.50% · 4.625%
HK$4,778
+HK$239/mo
Deposit HK$150K · loan HK$849K · min. income ≈ HK$9,078/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,099
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,226
−HK$130/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,621
+HK$265/mo
Deposit HK$100K · loan HK$899K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,560
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,682
−HK$124/mo
Today · 4.125%
HK$4,806
baseline
▲ 0.50% · 4.625%
HK$5,060
+HK$254/mo
Deposit HK$100K · loan HK$899K · min. income ≈ HK$9,612/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).