▼ 0.50% · 3.625%
HK$2,159
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,226
−HK$68/mo
Today · 4.125%
HK$2,294
baseline
▲ 0.50% · 4.625%
HK$2,433
+HK$139/mo
Deposit HK$473K · loan HK$473K · min. income ≈ HK$4,588/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,401
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,466
−HK$65/mo
Today · 4.125%
HK$2,531
baseline
▲ 0.50% · 4.625%
HK$2,664
+HK$133/mo
Deposit HK$473K · loan HK$473K · min. income ≈ HK$5,062/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,374
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,448
−HK$75/mo
Today · 4.125%
HK$2,523
baseline
▲ 0.50% · 4.625%
HK$2,677
+HK$154/mo
Deposit HK$426K · loan HK$521K · min. income ≈ HK$5,046/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,641
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,712
−HK$72/mo
Today · 4.125%
HK$2,784
baseline
▲ 0.50% · 4.625%
HK$2,931
+HK$147/mo
Deposit HK$426K · loan HK$521K · min. income ≈ HK$5,568/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,590
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,671
−HK$82/mo
Today · 4.125%
HK$2,753
baseline
▲ 0.50% · 4.625%
HK$2,920
+HK$167/mo
Deposit HK$379K · loan HK$568K · min. income ≈ HK$5,506/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,882
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,959
−HK$78/mo
Today · 4.125%
HK$3,037
baseline
▲ 0.50% · 4.625%
HK$3,197
+HK$160/mo
Deposit HK$379K · loan HK$568K · min. income ≈ HK$6,074/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,806
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,893
−HK$89/mo
Today · 4.125%
HK$2,982
baseline
▲ 0.50% · 4.625%
HK$3,163
+HK$181/mo
Deposit HK$331K · loan HK$615K · min. income ≈ HK$5,964/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,122
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,205
−HK$85/mo
Today · 4.125%
HK$3,290
baseline
▲ 0.50% · 4.625%
HK$3,464
+HK$174/mo
Deposit HK$331K · loan HK$615K · min. income ≈ HK$6,580/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,022
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,116
−HK$95/mo
Today · 4.125%
HK$3,211
baseline
▲ 0.50% · 4.625%
HK$3,407
+HK$196/mo
Deposit HK$284K · loan HK$663K · min. income ≈ HK$6,422/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,362
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,452
−HK$91/mo
Today · 4.125%
HK$3,543
baseline
▲ 0.50% · 4.625%
HK$3,730
+HK$187/mo
Deposit HK$284K · loan HK$663K · min. income ≈ HK$7,086/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,238
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,338
−HK$103/mo
Today · 4.125%
HK$3,441
baseline
▲ 0.50% · 4.625%
HK$3,650
+HK$209/mo
Deposit HK$237K · loan HK$710K · min. income ≈ HK$6,882/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,602
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,699
−HK$98/mo
Today · 4.125%
HK$3,797
baseline
▲ 0.50% · 4.625%
HK$3,997
+HK$200/mo
Deposit HK$237K · loan HK$710K · min. income ≈ HK$7,594/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,454
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,561
−HK$109/mo
Today · 4.125%
HK$3,670
baseline
▲ 0.50% · 4.625%
HK$3,894
+HK$224/mo
Deposit HK$189K · loan HK$757K · min. income ≈ HK$7,340/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,842
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,945
−HK$105/mo
Today · 4.125%
HK$4,050
baseline
▲ 0.50% · 4.625%
HK$4,263
+HK$213/mo
Deposit HK$189K · loan HK$757K · min. income ≈ HK$8,100/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,669
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,784
−HK$116/mo
Today · 4.125%
HK$3,900
baseline
▲ 0.50% · 4.625%
HK$4,137
+HK$237/mo
Deposit HK$142K · loan HK$805K · min. income ≈ HK$7,800/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,082
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,192
−HK$111/mo
Today · 4.125%
HK$4,303
baseline
▲ 0.50% · 4.625%
HK$4,530
+HK$227/mo
Deposit HK$142K · loan HK$805K · min. income ≈ HK$8,606/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,885
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,006
−HK$123/mo
Today · 4.125%
HK$4,129
baseline
▲ 0.50% · 4.625%
HK$4,380
+HK$251/mo
Deposit HK$95K · loan HK$852K · min. income ≈ HK$8,258/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,322
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,438
−HK$118/mo
Today · 4.125%
HK$4,556
baseline
▲ 0.50% · 4.625%
HK$4,796
+HK$240/mo
Deposit HK$95K · loan HK$852K · min. income ≈ HK$9,112/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).