▼ 0.50% · 3.625%
HK$2,454
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,531
−HK$77/mo
Today · 4.125%
HK$2,608
baseline
▲ 0.50% · 4.625%
HK$2,767
+HK$159/mo
Deposit HK$538K · loan HK$538K · min. income ≈ HK$5,216/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,730
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,803
−HK$75/mo
Today · 4.125%
HK$2,878
baseline
▲ 0.50% · 4.625%
HK$3,029
+HK$151/mo
Deposit HK$538K · loan HK$538K · min. income ≈ HK$5,756/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,700
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,784
−HK$85/mo
Today · 4.125%
HK$2,869
baseline
▲ 0.50% · 4.625%
HK$3,043
+HK$174/mo
Deposit HK$484K · loan HK$592K · min. income ≈ HK$5,738/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,003
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,084
−HK$82/mo
Today · 4.125%
HK$3,166
baseline
▲ 0.50% · 4.625%
HK$3,332
+HK$166/mo
Deposit HK$484K · loan HK$592K · min. income ≈ HK$6,332/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,945
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,037
−HK$93/mo
Today · 4.125%
HK$3,130
baseline
▲ 0.50% · 4.625%
HK$3,320
+HK$190/mo
Deposit HK$431K · loan HK$646K · min. income ≈ HK$6,260/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,276
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,364
−HK$89/mo
Today · 4.125%
HK$3,453
baseline
▲ 0.50% · 4.625%
HK$3,635
+HK$182/mo
Deposit HK$431K · loan HK$646K · min. income ≈ HK$6,906/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,190
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,290
−HK$100/mo
Today · 4.125%
HK$3,390
baseline
▲ 0.50% · 4.625%
HK$3,597
+HK$207/mo
Deposit HK$377K · loan HK$700K · min. income ≈ HK$6,780/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,549
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,645
−HK$96/mo
Today · 4.125%
HK$3,741
baseline
▲ 0.50% · 4.625%
HK$3,938
+HK$197/mo
Deposit HK$377K · loan HK$700K · min. income ≈ HK$7,482/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,436
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,543
−HK$108/mo
Today · 4.125%
HK$3,651
baseline
▲ 0.50% · 4.625%
HK$3,873
+HK$222/mo
Deposit HK$323K · loan HK$753K · min. income ≈ HK$7,302/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,822
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,925
−HK$104/mo
Today · 4.125%
HK$4,029
baseline
▲ 0.50% · 4.625%
HK$4,241
+HK$212/mo
Deposit HK$323K · loan HK$753K · min. income ≈ HK$8,058/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,681
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,796
−HK$116/mo
Today · 4.125%
HK$3,912
baseline
▲ 0.50% · 4.625%
HK$4,150
+HK$238/mo
Deposit HK$269K · loan HK$807K · min. income ≈ HK$7,824/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,095
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,205
−HK$112/mo
Today · 4.125%
HK$4,317
baseline
▲ 0.50% · 4.625%
HK$4,544
+HK$227/mo
Deposit HK$269K · loan HK$807K · min. income ≈ HK$8,634/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,927
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,049
−HK$124/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$254/mo
Deposit HK$215K · loan HK$861K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,368
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,486
−HK$118/mo
Today · 4.125%
HK$4,604
baseline
▲ 0.50% · 4.625%
HK$4,847
+HK$243/mo
Deposit HK$215K · loan HK$861K · min. income ≈ HK$9,208/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,172
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,302
−HK$132/mo
Today · 4.125%
HK$4,434
baseline
▲ 0.50% · 4.625%
HK$4,703
+HK$269/mo
Deposit HK$161K · loan HK$915K · min. income ≈ HK$8,868/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,641
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,766
−HK$126/mo
Today · 4.125%
HK$4,892
baseline
▲ 0.50% · 4.625%
HK$5,150
+HK$258/mo
Deposit HK$161K · loan HK$915K · min. income ≈ HK$9,784/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,418
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,555
−HK$140/mo
Today · 4.125%
HK$4,695
baseline
▲ 0.50% · 4.625%
HK$4,980
+HK$285/mo
Deposit HK$108K · loan HK$969K · min. income ≈ HK$9,390/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,914
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,046
−HK$134/mo
Today · 4.125%
HK$5,180
baseline
▲ 0.50% · 4.625%
HK$5,453
+HK$273/mo
Deposit HK$108K · loan HK$969K · min. income ≈ HK$10,360/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).