▼ 0.50% · 3.625%
HK$2,481
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,558
−HK$78/mo
Today · 4.125%
HK$2,636
baseline
▲ 0.50% · 4.625%
HK$2,797
+HK$161/mo
Deposit HK$544K · loan HK$544K · min. income ≈ HK$5,272/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,760
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,834
−HK$75/mo
Today · 4.125%
HK$2,909
baseline
▲ 0.50% · 4.625%
HK$3,062
+HK$153/mo
Deposit HK$544K · loan HK$544K · min. income ≈ HK$5,818/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,729
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,814
−HK$86/mo
Today · 4.125%
HK$2,900
baseline
▲ 0.50% · 4.625%
HK$3,076
+HK$176/mo
Deposit HK$490K · loan HK$598K · min. income ≈ HK$5,800/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,036
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,117
−HK$83/mo
Today · 4.125%
HK$3,200
baseline
▲ 0.50% · 4.625%
HK$3,369
+HK$169/mo
Deposit HK$490K · loan HK$598K · min. income ≈ HK$6,400/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,977
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,070
−HK$94/mo
Today · 4.125%
HK$3,164
baseline
▲ 0.50% · 4.625%
HK$3,356
+HK$192/mo
Deposit HK$435K · loan HK$653K · min. income ≈ HK$6,328/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,312
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,401
−HK$90/mo
Today · 4.125%
HK$3,491
baseline
▲ 0.50% · 4.625%
HK$3,675
+HK$184/mo
Deposit HK$435K · loan HK$653K · min. income ≈ HK$6,982/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,225
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,325
−HK$102/mo
Today · 4.125%
HK$3,427
baseline
▲ 0.50% · 4.625%
HK$3,636
+HK$209/mo
Deposit HK$381K · loan HK$707K · min. income ≈ HK$6,854/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,588
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,684
−HK$98/mo
Today · 4.125%
HK$3,782
baseline
▲ 0.50% · 4.625%
HK$3,981
+HK$199/mo
Deposit HK$381K · loan HK$707K · min. income ≈ HK$7,564/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,473
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,581
−HK$110/mo
Today · 4.125%
HK$3,691
baseline
▲ 0.50% · 4.625%
HK$3,915
+HK$224/mo
Deposit HK$326K · loan HK$762K · min. income ≈ HK$7,382/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,864
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,967
−HK$106/mo
Today · 4.125%
HK$4,073
baseline
▲ 0.50% · 4.625%
HK$4,287
+HK$214/mo
Deposit HK$326K · loan HK$762K · min. income ≈ HK$8,146/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,721
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,837
−HK$118/mo
Today · 4.125%
HK$3,955
baseline
▲ 0.50% · 4.625%
HK$4,195
+HK$240/mo
Deposit HK$272K · loan HK$816K · min. income ≈ HK$7,910/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,140
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,251
−HK$112/mo
Today · 4.125%
HK$4,363
baseline
▲ 0.50% · 4.625%
HK$4,593
+HK$230/mo
Deposit HK$272K · loan HK$816K · min. income ≈ HK$8,726/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,969
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,093
−HK$125/mo
Today · 4.125%
HK$4,218
baseline
▲ 0.50% · 4.625%
HK$4,475
+HK$257/mo
Deposit HK$218K · loan HK$870K · min. income ≈ HK$8,436/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,416
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,534
−HK$120/mo
Today · 4.125%
HK$4,654
baseline
▲ 0.50% · 4.625%
HK$4,900
+HK$246/mo
Deposit HK$218K · loan HK$870K · min. income ≈ HK$9,308/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,217
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,349
−HK$133/mo
Today · 4.125%
HK$4,482
baseline
▲ 0.50% · 4.625%
HK$4,754
+HK$272/mo
Deposit HK$163K · loan HK$925K · min. income ≈ HK$8,964/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,692
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,818
−HK$127/mo
Today · 4.125%
HK$4,945
baseline
▲ 0.50% · 4.625%
HK$5,206
+HK$261/mo
Deposit HK$163K · loan HK$925K · min. income ≈ HK$9,890/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,465
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,604
−HK$141/mo
Today · 4.125%
HK$4,745
baseline
▲ 0.50% · 4.625%
HK$5,034
+HK$289/mo
Deposit HK$109K · loan HK$979K · min. income ≈ HK$9,490/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,968
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,101
−HK$135/mo
Today · 4.125%
HK$5,236
baseline
▲ 0.50% · 4.625%
HK$5,512
+HK$276/mo
Deposit HK$109K · loan HK$979K · min. income ≈ HK$10,472/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).