▼ 0.50% · 3.625%
HK$2,346
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,419
−HK$74/mo
Today · 4.125%
HK$2,493
baseline
▲ 0.50% · 4.625%
HK$2,645
+HK$152/mo
Deposit HK$514K · loan HK$514K · min. income ≈ HK$4,986/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,610
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,680
−HK$71/mo
Today · 4.125%
HK$2,751
baseline
▲ 0.50% · 4.625%
HK$2,896
+HK$145/mo
Deposit HK$514K · loan HK$514K · min. income ≈ HK$5,502/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,581
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,661
−HK$81/mo
Today · 4.125%
HK$2,742
baseline
▲ 0.50% · 4.625%
HK$2,909
+HK$167/mo
Deposit HK$463K · loan HK$566K · min. income ≈ HK$5,484/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,871
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,948
−HK$78/mo
Today · 4.125%
HK$3,026
baseline
▲ 0.50% · 4.625%
HK$3,186
+HK$160/mo
Deposit HK$463K · loan HK$566K · min. income ≈ HK$6,052/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,815
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,903
−HK$89/mo
Today · 4.125%
HK$2,992
baseline
▲ 0.50% · 4.625%
HK$3,174
+HK$182/mo
Deposit HK$412K · loan HK$617K · min. income ≈ HK$5,984/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,132
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,216
−HK$85/mo
Today · 4.125%
HK$3,301
baseline
▲ 0.50% · 4.625%
HK$3,475
+HK$174/mo
Deposit HK$412K · loan HK$617K · min. income ≈ HK$6,602/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,050
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,145
−HK$96/mo
Today · 4.125%
HK$3,241
baseline
▲ 0.50% · 4.625%
HK$3,438
+HK$197/mo
Deposit HK$360K · loan HK$669K · min. income ≈ HK$6,482/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,393
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,484
−HK$92/mo
Today · 4.125%
HK$3,576
baseline
▲ 0.50% · 4.625%
HK$3,765
+HK$189/mo
Deposit HK$360K · loan HK$669K · min. income ≈ HK$7,152/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,284
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,387
−HK$103/mo
Today · 4.125%
HK$3,490
baseline
▲ 0.50% · 4.625%
HK$3,703
+HK$213/mo
Deposit HK$309K · loan HK$720K · min. income ≈ HK$6,980/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,654
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,752
−HK$99/mo
Today · 4.125%
HK$3,851
baseline
▲ 0.50% · 4.625%
HK$4,054
+HK$203/mo
Deposit HK$309K · loan HK$720K · min. income ≈ HK$7,702/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,519
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,628
−HK$112/mo
Today · 4.125%
HK$3,740
baseline
▲ 0.50% · 4.625%
HK$3,967
+HK$227/mo
Deposit HK$257K · loan HK$772K · min. income ≈ HK$7,480/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,915
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,020
−HK$106/mo
Today · 4.125%
HK$4,126
baseline
▲ 0.50% · 4.625%
HK$4,344
+HK$218/mo
Deposit HK$257K · loan HK$772K · min. income ≈ HK$8,252/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,754
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,870
−HK$119/mo
Today · 4.125%
HK$3,989
baseline
▲ 0.50% · 4.625%
HK$4,232
+HK$243/mo
Deposit HK$206K · loan HK$823K · min. income ≈ HK$7,978/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,176
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,288
−HK$113/mo
Today · 4.125%
HK$4,401
baseline
▲ 0.50% · 4.625%
HK$4,633
+HK$232/mo
Deposit HK$206K · loan HK$823K · min. income ≈ HK$8,802/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,988
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,112
−HK$126/mo
Today · 4.125%
HK$4,238
baseline
▲ 0.50% · 4.625%
HK$4,496
+HK$258/mo
Deposit HK$154K · loan HK$875K · min. income ≈ HK$8,476/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,437
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,556
−HK$121/mo
Today · 4.125%
HK$4,677
baseline
▲ 0.50% · 4.625%
HK$4,923
+HK$246/mo
Deposit HK$154K · loan HK$875K · min. income ≈ HK$9,354/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,223
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,354
−HK$134/mo
Today · 4.125%
HK$4,488
baseline
▲ 0.50% · 4.625%
HK$4,761
+HK$273/mo
Deposit HK$103K · loan HK$926K · min. income ≈ HK$8,976/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,698
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,824
−HK$128/mo
Today · 4.125%
HK$4,952
baseline
▲ 0.50% · 4.625%
HK$5,213
+HK$261/mo
Deposit HK$103K · loan HK$926K · min. income ≈ HK$9,904/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).