▼ 0.50% · 3.625%
HK$2,083
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,148
−HK$65/mo
Today · 4.125%
HK$2,213
baseline
▲ 0.50% · 4.625%
HK$2,348
+HK$135/mo
Deposit HK$457K · loan HK$457K · min. income ≈ HK$4,426/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,317
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,379
−HK$63/mo
Today · 4.125%
HK$2,442
baseline
▲ 0.50% · 4.625%
HK$2,571
+HK$129/mo
Deposit HK$457K · loan HK$457K · min. income ≈ HK$4,884/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,291
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,362
−HK$73/mo
Today · 4.125%
HK$2,435
baseline
▲ 0.50% · 4.625%
HK$2,583
+HK$148/mo
Deposit HK$411K · loan HK$502K · min. income ≈ HK$4,870/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,549
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,617
−HK$69/mo
Today · 4.125%
HK$2,686
baseline
▲ 0.50% · 4.625%
HK$2,828
+HK$142/mo
Deposit HK$411K · loan HK$502K · min. income ≈ HK$5,372/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,499
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,577
−HK$79/mo
Today · 4.125%
HK$2,656
baseline
▲ 0.50% · 4.625%
HK$2,818
+HK$162/mo
Deposit HK$365K · loan HK$548K · min. income ≈ HK$5,312/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,780
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,855
−HK$76/mo
Today · 4.125%
HK$2,931
baseline
▲ 0.50% · 4.625%
HK$3,085
+HK$154/mo
Deposit HK$365K · loan HK$548K · min. income ≈ HK$5,862/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,708
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,792
−HK$85/mo
Today · 4.125%
HK$2,877
baseline
▲ 0.50% · 4.625%
HK$3,052
+HK$175/mo
Deposit HK$320K · loan HK$594K · min. income ≈ HK$5,754/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,012
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,093
−HK$82/mo
Today · 4.125%
HK$3,175
baseline
▲ 0.50% · 4.625%
HK$3,342
+HK$167/mo
Deposit HK$320K · loan HK$594K · min. income ≈ HK$6,350/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,916
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,007
−HK$92/mo
Today · 4.125%
HK$3,099
baseline
▲ 0.50% · 4.625%
HK$3,287
+HK$188/mo
Deposit HK$274K · loan HK$639K · min. income ≈ HK$6,198/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,244
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,331
−HK$88/mo
Today · 4.125%
HK$3,419
baseline
▲ 0.50% · 4.625%
HK$3,599
+HK$180/mo
Deposit HK$274K · loan HK$639K · min. income ≈ HK$6,838/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,124
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,221
−HK$99/mo
Today · 4.125%
HK$3,320
baseline
▲ 0.50% · 4.625%
HK$3,522
+HK$202/mo
Deposit HK$228K · loan HK$685K · min. income ≈ HK$6,640/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,476
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,569
−HK$94/mo
Today · 4.125%
HK$3,663
baseline
▲ 0.50% · 4.625%
HK$3,856
+HK$193/mo
Deposit HK$228K · loan HK$685K · min. income ≈ HK$7,326/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,332
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,436
−HK$105/mo
Today · 4.125%
HK$3,541
baseline
▲ 0.50% · 4.625%
HK$3,757
+HK$216/mo
Deposit HK$183K · loan HK$731K · min. income ≈ HK$7,082/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,707
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,807
−HK$101/mo
Today · 4.125%
HK$3,908
baseline
▲ 0.50% · 4.625%
HK$4,113
+HK$205/mo
Deposit HK$183K · loan HK$731K · min. income ≈ HK$7,816/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,541
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,651
−HK$112/mo
Today · 4.125%
HK$3,763
baseline
▲ 0.50% · 4.625%
HK$3,992
+HK$229/mo
Deposit HK$137K · loan HK$776K · min. income ≈ HK$7,526/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,939
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,045
−HK$107/mo
Today · 4.125%
HK$4,152
baseline
▲ 0.50% · 4.625%
HK$4,371
+HK$219/mo
Deposit HK$137K · loan HK$776K · min. income ≈ HK$8,304/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,749
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,866
−HK$118/mo
Today · 4.125%
HK$3,984
baseline
▲ 0.50% · 4.625%
HK$4,226
+HK$242/mo
Deposit HK$91K · loan HK$822K · min. income ≈ HK$7,968/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,171
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,282
−HK$114/mo
Today · 4.125%
HK$4,396
baseline
▲ 0.50% · 4.625%
HK$4,628
+HK$232/mo
Deposit HK$91K · loan HK$822K · min. income ≈ HK$8,792/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).