▼ 0.50% · 3.625%
HK$2,123
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,190
−HK$67/mo
Today · 4.125%
HK$2,257
baseline
▲ 0.50% · 4.625%
HK$2,394
+HK$137/mo
Deposit HK$466K · loan HK$466K · min. income ≈ HK$4,514/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,362
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,426
−HK$64/mo
Today · 4.125%
HK$2,490
baseline
▲ 0.50% · 4.625%
HK$2,621
+HK$131/mo
Deposit HK$466K · loan HK$466K · min. income ≈ HK$4,980/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,336
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,408
−HK$74/mo
Today · 4.125%
HK$2,482
baseline
▲ 0.50% · 4.625%
HK$2,633
+HK$151/mo
Deposit HK$419K · loan HK$512K · min. income ≈ HK$4,964/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,599
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,668
−HK$71/mo
Today · 4.125%
HK$2,739
baseline
▲ 0.50% · 4.625%
HK$2,883
+HK$144/mo
Deposit HK$419K · loan HK$512K · min. income ≈ HK$5,478/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,548
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,627
−HK$81/mo
Today · 4.125%
HK$2,708
baseline
▲ 0.50% · 4.625%
HK$2,873
+HK$165/mo
Deposit HK$372K · loan HK$559K · min. income ≈ HK$5,416/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,835
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,911
−HK$77/mo
Today · 4.125%
HK$2,988
baseline
▲ 0.50% · 4.625%
HK$3,145
+HK$157/mo
Deposit HK$372K · loan HK$559K · min. income ≈ HK$5,976/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,761
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,846
−HK$88/mo
Today · 4.125%
HK$2,934
baseline
▲ 0.50% · 4.625%
HK$3,112
+HK$178/mo
Deposit HK$326K · loan HK$605K · min. income ≈ HK$5,868/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,071
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,153
−HK$84/mo
Today · 4.125%
HK$3,237
baseline
▲ 0.50% · 4.625%
HK$3,408
+HK$171/mo
Deposit HK$326K · loan HK$605K · min. income ≈ HK$6,474/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,973
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,065
−HK$94/mo
Today · 4.125%
HK$3,159
baseline
▲ 0.50% · 4.625%
HK$3,352
+HK$193/mo
Deposit HK$279K · loan HK$652K · min. income ≈ HK$6,318/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,307
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,396
−HK$90/mo
Today · 4.125%
HK$3,486
baseline
▲ 0.50% · 4.625%
HK$3,670
+HK$184/mo
Deposit HK$279K · loan HK$652K · min. income ≈ HK$6,972/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,185
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,284
−HK$101/mo
Today · 4.125%
HK$3,385
baseline
▲ 0.50% · 4.625%
HK$3,591
+HK$206/mo
Deposit HK$233K · loan HK$698K · min. income ≈ HK$6,770/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,544
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,639
−HK$96/mo
Today · 4.125%
HK$3,735
baseline
▲ 0.50% · 4.625%
HK$3,932
+HK$197/mo
Deposit HK$233K · loan HK$698K · min. income ≈ HK$7,470/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,398
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,503
−HK$108/mo
Today · 4.125%
HK$3,611
baseline
▲ 0.50% · 4.625%
HK$3,830
+HK$219/mo
Deposit HK$186K · loan HK$745K · min. income ≈ HK$7,222/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,780
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,881
−HK$103/mo
Today · 4.125%
HK$3,984
baseline
▲ 0.50% · 4.625%
HK$4,194
+HK$210/mo
Deposit HK$186K · loan HK$745K · min. income ≈ HK$7,968/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,610
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,722
−HK$114/mo
Today · 4.125%
HK$3,836
baseline
▲ 0.50% · 4.625%
HK$4,070
+HK$234/mo
Deposit HK$140K · loan HK$792K · min. income ≈ HK$7,672/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,016
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,124
−HK$109/mo
Today · 4.125%
HK$4,233
baseline
▲ 0.50% · 4.625%
HK$4,456
+HK$223/mo
Deposit HK$140K · loan HK$792K · min. income ≈ HK$8,466/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,822
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,941
−HK$121/mo
Today · 4.125%
HK$4,062
baseline
▲ 0.50% · 4.625%
HK$4,309
+HK$247/mo
Deposit HK$93K · loan HK$838K · min. income ≈ HK$8,124/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,252
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,366
−HK$116/mo
Today · 4.125%
HK$4,482
baseline
▲ 0.50% · 4.625%
HK$4,718
+HK$236/mo
Deposit HK$93K · loan HK$838K · min. income ≈ HK$8,964/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).