▼ 0.50% · 3.625%
HK$2,130
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,196
−HK$67/mo
Today · 4.125%
HK$2,263
baseline
▲ 0.50% · 4.625%
HK$2,401
+HK$138/mo
Deposit HK$467K · loan HK$467K · min. income ≈ HK$4,526/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,369
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,433
−HK$64/mo
Today · 4.125%
HK$2,497
baseline
▲ 0.50% · 4.625%
HK$2,629
+HK$132/mo
Deposit HK$467K · loan HK$467K · min. income ≈ HK$4,994/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,343
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,416
−HK$74/mo
Today · 4.125%
HK$2,490
baseline
▲ 0.50% · 4.625%
HK$2,641
+HK$151/mo
Deposit HK$420K · loan HK$514K · min. income ≈ HK$4,980/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,606
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,676
−HK$71/mo
Today · 4.125%
HK$2,747
baseline
▲ 0.50% · 4.625%
HK$2,892
+HK$145/mo
Deposit HK$420K · loan HK$514K · min. income ≈ HK$5,494/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,556
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,635
−HK$81/mo
Today · 4.125%
HK$2,716
baseline
▲ 0.50% · 4.625%
HK$2,881
+HK$165/mo
Deposit HK$374K · loan HK$560K · min. income ≈ HK$5,432/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,843
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,919
−HK$78/mo
Today · 4.125%
HK$2,997
baseline
▲ 0.50% · 4.625%
HK$3,155
+HK$158/mo
Deposit HK$374K · loan HK$560K · min. income ≈ HK$5,994/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,769
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,855
−HK$87/mo
Today · 4.125%
HK$2,942
baseline
▲ 0.50% · 4.625%
HK$3,121
+HK$179/mo
Deposit HK$327K · loan HK$607K · min. income ≈ HK$5,884/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,080
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,163
−HK$84/mo
Today · 4.125%
HK$3,247
baseline
▲ 0.50% · 4.625%
HK$3,418
+HK$171/mo
Deposit HK$327K · loan HK$607K · min. income ≈ HK$6,494/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,982
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,074
−HK$95/mo
Today · 4.125%
HK$3,169
baseline
▲ 0.50% · 4.625%
HK$3,361
+HK$192/mo
Deposit HK$280K · loan HK$654K · min. income ≈ HK$6,338/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,317
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,406
−HK$90/mo
Today · 4.125%
HK$3,496
baseline
▲ 0.50% · 4.625%
HK$3,681
+HK$185/mo
Deposit HK$280K · loan HK$654K · min. income ≈ HK$6,992/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,195
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,294
−HK$101/mo
Today · 4.125%
HK$3,395
baseline
▲ 0.50% · 4.625%
HK$3,602
+HK$207/mo
Deposit HK$233K · loan HK$700K · min. income ≈ HK$6,790/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,554
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,649
−HK$97/mo
Today · 4.125%
HK$3,746
baseline
▲ 0.50% · 4.625%
HK$3,943
+HK$197/mo
Deposit HK$233K · loan HK$700K · min. income ≈ HK$7,492/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,408
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,514
−HK$107/mo
Today · 4.125%
HK$3,621
baseline
▲ 0.50% · 4.625%
HK$3,842
+HK$221/mo
Deposit HK$187K · loan HK$747K · min. income ≈ HK$7,242/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,791
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,893
−HK$103/mo
Today · 4.125%
HK$3,996
baseline
▲ 0.50% · 4.625%
HK$4,206
+HK$210/mo
Deposit HK$187K · loan HK$747K · min. income ≈ HK$7,992/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,621
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,733
−HK$115/mo
Today · 4.125%
HK$3,848
baseline
▲ 0.50% · 4.625%
HK$4,082
+HK$234/mo
Deposit HK$140K · loan HK$794K · min. income ≈ HK$7,696/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,028
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,136
−HK$109/mo
Today · 4.125%
HK$4,245
baseline
▲ 0.50% · 4.625%
HK$4,469
+HK$224/mo
Deposit HK$140K · loan HK$794K · min. income ≈ HK$8,490/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,834
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,953
−HK$121/mo
Today · 4.125%
HK$4,074
baseline
▲ 0.50% · 4.625%
HK$4,322
+HK$248/mo
Deposit HK$93K · loan HK$841K · min. income ≈ HK$8,148/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,265
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,379
−HK$116/mo
Today · 4.125%
HK$4,495
baseline
▲ 0.50% · 4.625%
HK$4,732
+HK$237/mo
Deposit HK$93K · loan HK$841K · min. income ≈ HK$8,990/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).