▼ 0.50% · 3.625%
HK$2,150
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,217
−HK$68/mo
Today · 4.125%
HK$2,285
baseline
▲ 0.50% · 4.625%
HK$2,424
+HK$139/mo
Deposit HK$471K · loan HK$471K · min. income ≈ HK$4,570/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,392
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,456
−HK$65/mo
Today · 4.125%
HK$2,521
baseline
▲ 0.50% · 4.625%
HK$2,654
+HK$133/mo
Deposit HK$471K · loan HK$471K · min. income ≈ HK$5,042/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,365
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,439
−HK$74/mo
Today · 4.125%
HK$2,513
baseline
▲ 0.50% · 4.625%
HK$2,666
+HK$153/mo
Deposit HK$424K · loan HK$519K · min. income ≈ HK$5,026/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,631
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,702
−HK$71/mo
Today · 4.125%
HK$2,773
baseline
▲ 0.50% · 4.625%
HK$2,919
+HK$146/mo
Deposit HK$424K · loan HK$519K · min. income ≈ HK$5,546/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,580
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,660
−HK$82/mo
Today · 4.125%
HK$2,742
baseline
▲ 0.50% · 4.625%
HK$2,909
+HK$167/mo
Deposit HK$377K · loan HK$566K · min. income ≈ HK$5,484/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,870
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,947
−HK$78/mo
Today · 4.125%
HK$3,025
baseline
▲ 0.50% · 4.625%
HK$3,185
+HK$160/mo
Deposit HK$377K · loan HK$566K · min. income ≈ HK$6,050/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,795
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,882
−HK$88/mo
Today · 4.125%
HK$2,970
baseline
▲ 0.50% · 4.625%
HK$3,151
+HK$181/mo
Deposit HK$330K · loan HK$613K · min. income ≈ HK$5,940/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,109
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,193
−HK$84/mo
Today · 4.125%
HK$3,277
baseline
▲ 0.50% · 4.625%
HK$3,450
+HK$173/mo
Deposit HK$330K · loan HK$613K · min. income ≈ HK$6,554/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,010
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,104
−HK$95/mo
Today · 4.125%
HK$3,199
baseline
▲ 0.50% · 4.625%
HK$3,393
+HK$194/mo
Deposit HK$283K · loan HK$660K · min. income ≈ HK$6,398/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,349
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,438
−HK$92/mo
Today · 4.125%
HK$3,530
baseline
▲ 0.50% · 4.625%
HK$3,716
+HK$186/mo
Deposit HK$283K · loan HK$660K · min. income ≈ HK$7,060/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,225
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,325
−HK$102/mo
Today · 4.125%
HK$3,427
baseline
▲ 0.50% · 4.625%
HK$3,636
+HK$209/mo
Deposit HK$236K · loan HK$707K · min. income ≈ HK$6,854/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,588
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,684
−HK$98/mo
Today · 4.125%
HK$3,782
baseline
▲ 0.50% · 4.625%
HK$3,981
+HK$199/mo
Deposit HK$236K · loan HK$707K · min. income ≈ HK$7,564/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,440
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,547
−HK$109/mo
Today · 4.125%
HK$3,656
baseline
▲ 0.50% · 4.625%
HK$3,878
+HK$222/mo
Deposit HK$189K · loan HK$754K · min. income ≈ HK$7,312/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,827
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,930
−HK$104/mo
Today · 4.125%
HK$4,034
baseline
▲ 0.50% · 4.625%
HK$4,246
+HK$212/mo
Deposit HK$189K · loan HK$754K · min. income ≈ HK$8,068/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,655
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,769
−HK$115/mo
Today · 4.125%
HK$3,884
baseline
▲ 0.50% · 4.625%
HK$4,121
+HK$237/mo
Deposit HK$141K · loan HK$801K · min. income ≈ HK$7,768/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,066
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,175
−HK$111/mo
Today · 4.125%
HK$4,286
baseline
▲ 0.50% · 4.625%
HK$4,512
+HK$226/mo
Deposit HK$141K · loan HK$801K · min. income ≈ HK$8,572/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,870
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,990
−HK$123/mo
Today · 4.125%
HK$4,113
baseline
▲ 0.50% · 4.625%
HK$4,363
+HK$250/mo
Deposit HK$94K · loan HK$849K · min. income ≈ HK$8,226/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,305
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,421
−HK$117/mo
Today · 4.125%
HK$4,538
baseline
▲ 0.50% · 4.625%
HK$4,777
+HK$239/mo
Deposit HK$94K · loan HK$849K · min. income ≈ HK$9,076/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).