▼ 0.50% · 3.625%
HK$2,102
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,167
−HK$67/mo
Today · 4.125%
HK$2,234
baseline
▲ 0.50% · 4.625%
HK$2,370
+HK$136/mo
Deposit HK$461K · loan HK$461K · min. income ≈ HK$4,468/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,338
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,401
−HK$64/mo
Today · 4.125%
HK$2,465
baseline
▲ 0.50% · 4.625%
HK$2,595
+HK$130/mo
Deposit HK$461K · loan HK$461K · min. income ≈ HK$4,930/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,312
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,384
−HK$73/mo
Today · 4.125%
HK$2,457
baseline
▲ 0.50% · 4.625%
HK$2,607
+HK$150/mo
Deposit HK$415K · loan HK$507K · min. income ≈ HK$4,914/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,572
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,641
−HK$70/mo
Today · 4.125%
HK$2,711
baseline
▲ 0.50% · 4.625%
HK$2,854
+HK$143/mo
Deposit HK$415K · loan HK$507K · min. income ≈ HK$5,422/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,522
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,601
−HK$79/mo
Today · 4.125%
HK$2,680
baseline
▲ 0.50% · 4.625%
HK$2,843
+HK$163/mo
Deposit HK$369K · loan HK$553K · min. income ≈ HK$5,360/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,806
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,881
−HK$77/mo
Today · 4.125%
HK$2,958
baseline
▲ 0.50% · 4.625%
HK$3,113
+HK$155/mo
Deposit HK$369K · loan HK$553K · min. income ≈ HK$5,916/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,732
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,817
−HK$87/mo
Today · 4.125%
HK$2,904
baseline
▲ 0.50% · 4.625%
HK$3,080
+HK$176/mo
Deposit HK$323K · loan HK$599K · min. income ≈ HK$5,808/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,040
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,121
−HK$83/mo
Today · 4.125%
HK$3,204
baseline
▲ 0.50% · 4.625%
HK$3,373
+HK$169/mo
Deposit HK$323K · loan HK$599K · min. income ≈ HK$6,408/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,943
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,034
−HK$93/mo
Today · 4.125%
HK$3,127
baseline
▲ 0.50% · 4.625%
HK$3,317
+HK$190/mo
Deposit HK$277K · loan HK$645K · min. income ≈ HK$6,254/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,274
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,361
−HK$89/mo
Today · 4.125%
HK$3,450
baseline
▲ 0.50% · 4.625%
HK$3,632
+HK$182/mo
Deposit HK$277K · loan HK$645K · min. income ≈ HK$6,900/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,153
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,251
−HK$99/mo
Today · 4.125%
HK$3,350
baseline
▲ 0.50% · 4.625%
HK$3,554
+HK$204/mo
Deposit HK$230K · loan HK$691K · min. income ≈ HK$6,700/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,507
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,602
−HK$95/mo
Today · 4.125%
HK$3,697
baseline
▲ 0.50% · 4.625%
HK$3,892
+HK$195/mo
Deposit HK$230K · loan HK$691K · min. income ≈ HK$7,394/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,363
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,468
−HK$106/mo
Today · 4.125%
HK$3,574
baseline
▲ 0.50% · 4.625%
HK$3,791
+HK$217/mo
Deposit HK$184K · loan HK$737K · min. income ≈ HK$7,148/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,741
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,842
−HK$101/mo
Today · 4.125%
HK$3,943
baseline
▲ 0.50% · 4.625%
HK$4,151
+HK$208/mo
Deposit HK$184K · loan HK$737K · min. income ≈ HK$7,886/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,573
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,684
−HK$113/mo
Today · 4.125%
HK$3,797
baseline
▲ 0.50% · 4.625%
HK$4,028
+HK$231/mo
Deposit HK$138K · loan HK$784K · min. income ≈ HK$7,594/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,975
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,082
−HK$108/mo
Today · 4.125%
HK$4,190
baseline
▲ 0.50% · 4.625%
HK$4,411
+HK$221/mo
Deposit HK$138K · loan HK$784K · min. income ≈ HK$8,380/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,783
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,901
−HK$120/mo
Today · 4.125%
HK$4,021
baseline
▲ 0.50% · 4.625%
HK$4,265
+HK$244/mo
Deposit HK$92K · loan HK$830K · min. income ≈ HK$8,042/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,209
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,322
−HK$114/mo
Today · 4.125%
HK$4,436
baseline
▲ 0.50% · 4.625%
HK$4,670
+HK$234/mo
Deposit HK$92K · loan HK$830K · min. income ≈ HK$8,872/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).