▼ 0.50% · 3.625%
HK$2,069
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,133
−HK$66/mo
Today · 4.125%
HK$2,199
baseline
▲ 0.50% · 4.625%
HK$2,332
+HK$133/mo
Deposit HK$454K · loan HK$454K · min. income ≈ HK$4,398/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,302
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,363
−HK$63/mo
Today · 4.125%
HK$2,426
baseline
▲ 0.50% · 4.625%
HK$2,554
+HK$128/mo
Deposit HK$454K · loan HK$454K · min. income ≈ HK$4,852/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,276
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,347
−HK$71/mo
Today · 4.125%
HK$2,418
baseline
▲ 0.50% · 4.625%
HK$2,566
+HK$148/mo
Deposit HK$408K · loan HK$499K · min. income ≈ HK$4,836/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,532
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,600
−HK$69/mo
Today · 4.125%
HK$2,669
baseline
▲ 0.50% · 4.625%
HK$2,809
+HK$140/mo
Deposit HK$408K · loan HK$499K · min. income ≈ HK$5,338/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,483
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,560
−HK$78/mo
Today · 4.125%
HK$2,638
baseline
▲ 0.50% · 4.625%
HK$2,799
+HK$161/mo
Deposit HK$363K · loan HK$544K · min. income ≈ HK$5,276/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,762
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,836
−HK$75/mo
Today · 4.125%
HK$2,911
baseline
▲ 0.50% · 4.625%
HK$3,065
+HK$154/mo
Deposit HK$363K · loan HK$544K · min. income ≈ HK$5,822/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,690
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,773
−HK$85/mo
Today · 4.125%
HK$2,858
baseline
▲ 0.50% · 4.625%
HK$3,032
+HK$174/mo
Deposit HK$318K · loan HK$590K · min. income ≈ HK$5,716/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,992
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,072
−HK$82/mo
Today · 4.125%
HK$3,154
baseline
▲ 0.50% · 4.625%
HK$3,320
+HK$166/mo
Deposit HK$318K · loan HK$590K · min. income ≈ HK$6,308/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,896
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,987
−HK$91/mo
Today · 4.125%
HK$3,078
baseline
▲ 0.50% · 4.625%
HK$3,265
+HK$187/mo
Deposit HK$272K · loan HK$635K · min. income ≈ HK$6,156/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,222
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,309
−HK$87/mo
Today · 4.125%
HK$3,396
baseline
▲ 0.50% · 4.625%
HK$3,575
+HK$179/mo
Deposit HK$272K · loan HK$635K · min. income ≈ HK$6,792/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,103
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,200
−HK$98/mo
Today · 4.125%
HK$3,298
baseline
▲ 0.50% · 4.625%
HK$3,499
+HK$201/mo
Deposit HK$227K · loan HK$680K · min. income ≈ HK$6,596/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,452
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,545
−HK$94/mo
Today · 4.125%
HK$3,639
baseline
▲ 0.50% · 4.625%
HK$3,831
+HK$192/mo
Deposit HK$227K · loan HK$680K · min. income ≈ HK$7,278/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,310
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,413
−HK$105/mo
Today · 4.125%
HK$3,518
baseline
▲ 0.50% · 4.625%
HK$3,732
+HK$214/mo
Deposit HK$181K · loan HK$726K · min. income ≈ HK$7,036/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,683
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,781
−HK$101/mo
Today · 4.125%
HK$3,882
baseline
▲ 0.50% · 4.625%
HK$4,086
+HK$204/mo
Deposit HK$181K · loan HK$726K · min. income ≈ HK$7,764/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,517
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,627
−HK$111/mo
Today · 4.125%
HK$3,738
baseline
▲ 0.50% · 4.625%
HK$3,965
+HK$227/mo
Deposit HK$136K · loan HK$771K · min. income ≈ HK$7,476/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,913
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,018
−HK$106/mo
Today · 4.125%
HK$4,124
baseline
▲ 0.50% · 4.625%
HK$4,342
+HK$218/mo
Deposit HK$136K · loan HK$771K · min. income ≈ HK$8,248/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,724
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,840
−HK$118/mo
Today · 4.125%
HK$3,958
baseline
▲ 0.50% · 4.625%
HK$4,198
+HK$240/mo
Deposit HK$91K · loan HK$817K · min. income ≈ HK$7,916/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,143
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,254
−HK$113/mo
Today · 4.125%
HK$4,367
baseline
▲ 0.50% · 4.625%
HK$4,597
+HK$230/mo
Deposit HK$91K · loan HK$817K · min. income ≈ HK$8,734/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).