▼ 0.50% · 3.625%
HK$2,424
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,500
−HK$76/mo
Today · 4.125%
HK$2,576
baseline
▲ 0.50% · 4.625%
HK$2,733
+HK$157/mo
Deposit HK$532K · loan HK$532K · min. income ≈ HK$5,152/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,697
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,769
−HK$74/mo
Today · 4.125%
HK$2,843
baseline
▲ 0.50% · 4.625%
HK$2,993
+HK$150/mo
Deposit HK$532K · loan HK$532K · min. income ≈ HK$5,686/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,667
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,750
−HK$84/mo
Today · 4.125%
HK$2,834
baseline
▲ 0.50% · 4.625%
HK$3,006
+HK$172/mo
Deposit HK$478K · loan HK$585K · min. income ≈ HK$5,668/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,967
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,046
−HK$81/mo
Today · 4.125%
HK$3,127
baseline
▲ 0.50% · 4.625%
HK$3,292
+HK$165/mo
Deposit HK$478K · loan HK$585K · min. income ≈ HK$6,254/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,909
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,000
−HK$92/mo
Today · 4.125%
HK$3,092
baseline
▲ 0.50% · 4.625%
HK$3,280
+HK$188/mo
Deposit HK$425K · loan HK$638K · min. income ≈ HK$6,184/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,236
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,323
−HK$88/mo
Today · 4.125%
HK$3,411
baseline
▲ 0.50% · 4.625%
HK$3,591
+HK$180/mo
Deposit HK$425K · loan HK$638K · min. income ≈ HK$6,822/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,152
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,250
−HK$99/mo
Today · 4.125%
HK$3,349
baseline
▲ 0.50% · 4.625%
HK$3,553
+HK$204/mo
Deposit HK$372K · loan HK$691K · min. income ≈ HK$6,698/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,506
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,600
−HK$96/mo
Today · 4.125%
HK$3,696
baseline
▲ 0.50% · 4.625%
HK$3,890
+HK$194/mo
Deposit HK$372K · loan HK$691K · min. income ≈ HK$7,392/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,394
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,500
−HK$107/mo
Today · 4.125%
HK$3,607
baseline
▲ 0.50% · 4.625%
HK$3,826
+HK$219/mo
Deposit HK$319K · loan HK$744K · min. income ≈ HK$7,214/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,776
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,877
−HK$103/mo
Today · 4.125%
HK$3,980
baseline
▲ 0.50% · 4.625%
HK$4,190
+HK$210/mo
Deposit HK$319K · loan HK$744K · min. income ≈ HK$7,960/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,636
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,750
−HK$114/mo
Today · 4.125%
HK$3,864
baseline
▲ 0.50% · 4.625%
HK$4,100
+HK$236/mo
Deposit HK$266K · loan HK$797K · min. income ≈ HK$7,728/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,045
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,154
−HK$110/mo
Today · 4.125%
HK$4,264
baseline
▲ 0.50% · 4.625%
HK$4,489
+HK$225/mo
Deposit HK$266K · loan HK$797K · min. income ≈ HK$8,528/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,879
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,000
−HK$122/mo
Today · 4.125%
HK$4,122
baseline
▲ 0.50% · 4.625%
HK$4,373
+HK$251/mo
Deposit HK$213K · loan HK$851K · min. income ≈ HK$8,244/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,315
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,431
−HK$117/mo
Today · 4.125%
HK$4,548
baseline
▲ 0.50% · 4.625%
HK$4,788
+HK$240/mo
Deposit HK$213K · loan HK$851K · min. income ≈ HK$9,096/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,121
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,249
−HK$131/mo
Today · 4.125%
HK$4,380
baseline
▲ 0.50% · 4.625%
HK$4,646
+HK$266/mo
Deposit HK$159K · loan HK$904K · min. income ≈ HK$8,760/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,585
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,708
−HK$125/mo
Today · 4.125%
HK$4,833
baseline
▲ 0.50% · 4.625%
HK$5,087
+HK$254/mo
Deposit HK$159K · loan HK$904K · min. income ≈ HK$9,666/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,364
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,499
−HK$138/mo
Today · 4.125%
HK$4,637
baseline
▲ 0.50% · 4.625%
HK$4,920
+HK$283/mo
Deposit HK$106K · loan HK$957K · min. income ≈ HK$9,274/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,855
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,985
−HK$132/mo
Today · 4.125%
HK$5,117
baseline
▲ 0.50% · 4.625%
HK$5,387
+HK$270/mo
Deposit HK$106K · loan HK$957K · min. income ≈ HK$10,234/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).