▼ 0.50% · 3.625%
HK$19,636
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,247
−HK$620/mo
Today · 4.125%
HK$20,867
baseline
▲ 0.50% · 4.625%
HK$22,137
+HK$1,270/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,734/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,845
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,431
−HK$594/mo
Today · 4.125%
HK$23,025
baseline
▲ 0.50% · 4.625%
HK$24,239
+HK$1,214/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,050/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,600
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,271
−HK$683/mo
Today · 4.125%
HK$22,954
baseline
▲ 0.50% · 4.625%
HK$24,351
+HK$1,397/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,908/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,029
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,674
−HK$654/mo
Today · 4.125%
HK$25,328
baseline
▲ 0.50% · 4.625%
HK$26,663
+HK$1,335/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,656/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,563
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,296
−HK$745/mo
Today · 4.125%
HK$25,041
baseline
▲ 0.50% · 4.625%
HK$26,564
+HK$1,523/mo
Deposit HK$3.44M · loan HK$5.17M · min. income ≈ HK$50,082/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,214
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,917
−HK$713/mo
Today · 4.125%
HK$27,630
baseline
▲ 0.50% · 4.625%
HK$29,086
+HK$1,456/mo
Deposit HK$3.44M · loan HK$5.17M · min. income ≈ HK$55,260/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,527
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,321
−HK$806/mo
Today · 4.125%
HK$27,127
baseline
▲ 0.50% · 4.625%
HK$28,778
+HK$1,651/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$54,254/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,398
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,160
−HK$773/mo
Today · 4.125%
HK$29,933
baseline
▲ 0.50% · 4.625%
HK$31,510
+HK$1,577/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$59,866/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,490
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,345
−HK$869/mo
Today · 4.125%
HK$29,214
baseline
▲ 0.50% · 4.625%
HK$30,992
+HK$1,778/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$58,428/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,583
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,403
−HK$832/mo
Today · 4.125%
HK$32,235
baseline
▲ 0.50% · 4.625%
HK$33,934
+HK$1,699/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$64,470/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,454
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,370
−HK$931/mo
Today · 4.125%
HK$31,301
baseline
▲ 0.50% · 4.625%
HK$33,206
+HK$1,905/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,602/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,767
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,646
−HK$892/mo
Today · 4.125%
HK$34,538
baseline
▲ 0.50% · 4.625%
HK$36,358
+HK$1,820/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,076/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,418
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,395
−HK$993/mo
Today · 4.125%
HK$33,388
baseline
▲ 0.50% · 4.625%
HK$35,419
+HK$2,031/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,776/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,952
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,889
−HK$951/mo
Today · 4.125%
HK$36,840
baseline
▲ 0.50% · 4.625%
HK$38,782
+HK$1,942/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,680/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,381
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,419
−HK$1,055/mo
Today · 4.125%
HK$35,474
baseline
▲ 0.50% · 4.625%
HK$37,633
+HK$2,159/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,948/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,136
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,132
−HK$1,011/mo
Today · 4.125%
HK$39,143
baseline
▲ 0.50% · 4.625%
HK$41,206
+HK$2,063/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,286/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,345
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,444
−HK$1,117/mo
Today · 4.125%
HK$37,561
baseline
▲ 0.50% · 4.625%
HK$39,847
+HK$2,286/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,122/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,321
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,375
−HK$1,070/mo
Today · 4.125%
HK$41,445
baseline
▲ 0.50% · 4.625%
HK$43,630
+HK$2,185/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,890/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,339 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).