▼ 0.50% · 3.625%
HK$21,444
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,111
−HK$677/mo
Today · 4.125%
HK$22,788
baseline
▲ 0.50% · 4.625%
HK$24,175
+HK$1,387/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,576/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,856
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,496
−HK$649/mo
Today · 4.125%
HK$25,145
baseline
▲ 0.50% · 4.625%
HK$26,470
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,290/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,588
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,322
−HK$745/mo
Today · 4.125%
HK$25,067
baseline
▲ 0.50% · 4.625%
HK$26,593
+HK$1,526/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,134/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,242
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,945
−HK$714/mo
Today · 4.125%
HK$27,659
baseline
▲ 0.50% · 4.625%
HK$29,117
+HK$1,458/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,318/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,732
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,533
−HK$813/mo
Today · 4.125%
HK$27,346
baseline
▲ 0.50% · 4.625%
HK$29,010
+HK$1,664/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,692/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,627
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,395
−HK$779/mo
Today · 4.125%
HK$30,174
baseline
▲ 0.50% · 4.625%
HK$31,764
+HK$1,590/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,348/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,877
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,744
−HK$881/mo
Today · 4.125%
HK$29,625
baseline
▲ 0.50% · 4.625%
HK$31,428
+HK$1,803/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,250/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,013
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,844
−HK$844/mo
Today · 4.125%
HK$32,688
baseline
▲ 0.50% · 4.625%
HK$34,411
+HK$1,723/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,376/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,021
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,955
−HK$949/mo
Today · 4.125%
HK$31,904
baseline
▲ 0.50% · 4.625%
HK$33,845
+HK$1,941/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,808/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,398
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,294
−HK$909/mo
Today · 4.125%
HK$35,203
baseline
▲ 0.50% · 4.625%
HK$37,058
+HK$1,855/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,406/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,166
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,166
−HK$1,017/mo
Today · 4.125%
HK$34,183
baseline
▲ 0.50% · 4.625%
HK$36,263
+HK$2,080/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,366/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,784
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,744
−HK$973/mo
Today · 4.125%
HK$37,717
baseline
▲ 0.50% · 4.625%
HK$39,705
+HK$1,988/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,434/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,310
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,377
−HK$1,084/mo
Today · 4.125%
HK$36,461
baseline
▲ 0.50% · 4.625%
HK$38,680
+HK$2,219/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,922/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,169
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,193
−HK$1,039/mo
Today · 4.125%
HK$40,232
baseline
▲ 0.50% · 4.625%
HK$42,352
+HK$2,120/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,464/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,454
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,588
−HK$1,152/mo
Today · 4.125%
HK$38,740
baseline
▲ 0.50% · 4.625%
HK$41,098
+HK$2,358/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,480/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,555
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,643
−HK$1,103/mo
Today · 4.125%
HK$42,746
baseline
▲ 0.50% · 4.625%
HK$44,999
+HK$2,253/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,492/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,599
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,799
−HK$1,220/mo
Today · 4.125%
HK$41,019
baseline
▲ 0.50% · 4.625%
HK$43,515
+HK$2,496/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$82,038/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,941
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,092
−HK$1,169/mo
Today · 4.125%
HK$45,261
baseline
▲ 0.50% · 4.625%
HK$47,646
+HK$2,385/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,522/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,408 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).