▼ 0.50% · 3.625%
HK$19,792
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,408
−HK$625/mo
Today · 4.125%
HK$21,033
baseline
▲ 0.50% · 4.625%
HK$22,313
+HK$1,280/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,066/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,019
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,609
−HK$599/mo
Today · 4.125%
HK$23,208
baseline
▲ 0.50% · 4.625%
HK$24,432
+HK$1,224/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,416/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,772
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,449
−HK$688/mo
Today · 4.125%
HK$23,137
baseline
▲ 0.50% · 4.625%
HK$24,545
+HK$1,408/mo
Deposit HK$3.91M · loan HK$4.77M · min. income ≈ HK$46,274/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,221
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,870
−HK$659/mo
Today · 4.125%
HK$25,529
baseline
▲ 0.50% · 4.625%
HK$26,875
+HK$1,346/mo
Deposit HK$3.91M · loan HK$4.77M · min. income ≈ HK$51,058/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,751
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,490
−HK$750/mo
Today · 4.125%
HK$25,240
baseline
▲ 0.50% · 4.625%
HK$26,776
+HK$1,536/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,480/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,423
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,131
−HK$719/mo
Today · 4.125%
HK$27,850
baseline
▲ 0.50% · 4.625%
HK$29,318
+HK$1,468/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,700/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,730
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,530
−HK$814/mo
Today · 4.125%
HK$27,344
baseline
▲ 0.50% · 4.625%
HK$29,007
+HK$1,663/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$54,688/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,624
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,392
−HK$779/mo
Today · 4.125%
HK$30,171
baseline
▲ 0.50% · 4.625%
HK$31,761
+HK$1,590/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$60,342/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,709
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,571
−HK$876/mo
Today · 4.125%
HK$29,447
baseline
▲ 0.50% · 4.625%
HK$31,239
+HK$1,792/mo
Deposit HK$2.60M · loan HK$6.08M · min. income ≈ HK$58,894/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,826
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,653
−HK$839/mo
Today · 4.125%
HK$32,492
baseline
▲ 0.50% · 4.625%
HK$34,204
+HK$1,712/mo
Deposit HK$2.60M · loan HK$6.08M · min. income ≈ HK$64,984/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,688
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,612
−HK$938/mo
Today · 4.125%
HK$31,550
baseline
▲ 0.50% · 4.625%
HK$33,470
+HK$1,920/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$63,100/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,028
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,914
−HK$899/mo
Today · 4.125%
HK$34,813
baseline
▲ 0.50% · 4.625%
HK$36,648
+HK$1,835/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$69,626/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,668
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,653
−HK$1,001/mo
Today · 4.125%
HK$33,654
baseline
▲ 0.50% · 4.625%
HK$35,701
+HK$2,047/mo
Deposit HK$1.74M · loan HK$6.94M · min. income ≈ HK$67,308/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,230
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,175
−HK$958/mo
Today · 4.125%
HK$37,133
baseline
▲ 0.50% · 4.625%
HK$39,091
+HK$1,958/mo
Deposit HK$1.74M · loan HK$6.94M · min. income ≈ HK$74,266/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,647
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,694
−HK$1,063/mo
Today · 4.125%
HK$35,757
baseline
▲ 0.50% · 4.625%
HK$37,933
+HK$2,176/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$71,514/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,432
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,436
−HK$1,018/mo
Today · 4.125%
HK$39,454
baseline
▲ 0.50% · 4.625%
HK$41,534
+HK$2,080/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$78,908/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,626
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,734
−HK$1,126/mo
Today · 4.125%
HK$37,860
baseline
▲ 0.50% · 4.625%
HK$40,164
+HK$2,304/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$75,720/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,634
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,697
−HK$1,078/mo
Today · 4.125%
HK$41,775
baseline
▲ 0.50% · 4.625%
HK$43,977
+HK$2,202/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$83,550/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,397 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).