▼ 0.50% · 3.625%
HK$15,727
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,216
−HK$497/mo
Today · 4.125%
HK$16,713
baseline
▲ 0.50% · 4.625%
HK$17,730
+HK$1,017/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,426/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,496
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,965
−HK$476/mo
Today · 4.125%
HK$18,441
baseline
▲ 0.50% · 4.625%
HK$19,413
+HK$972/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,882/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,300
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,838
−HK$546/mo
Today · 4.125%
HK$18,384
baseline
▲ 0.50% · 4.625%
HK$19,503
+HK$1,119/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$36,768/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,246
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,762
−HK$523/mo
Today · 4.125%
HK$20,285
baseline
▲ 0.50% · 4.625%
HK$21,355
+HK$1,070/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$40,570/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,872
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,459
−HK$597/mo
Today · 4.125%
HK$20,056
baseline
▲ 0.50% · 4.625%
HK$21,276
+HK$1,220/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,112/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,995
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,558
−HK$571/mo
Today · 4.125%
HK$22,129
baseline
▲ 0.50% · 4.625%
HK$23,296
+HK$1,167/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,258/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,445
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,081
−HK$646/mo
Today · 4.125%
HK$21,727
baseline
▲ 0.50% · 4.625%
HK$23,049
+HK$1,322/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$43,454/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,745
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,355
−HK$619/mo
Today · 4.125%
HK$23,974
baseline
▲ 0.50% · 4.625%
HK$25,237
+HK$1,263/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$47,948/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,018
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,702
−HK$696/mo
Today · 4.125%
HK$23,398
baseline
▲ 0.50% · 4.625%
HK$24,822
+HK$1,424/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,796/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,494
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,151
−HK$667/mo
Today · 4.125%
HK$25,818
baseline
▲ 0.50% · 4.625%
HK$27,179
+HK$1,361/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,636/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,590
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,324
−HK$746/mo
Today · 4.125%
HK$25,070
baseline
▲ 0.50% · 4.625%
HK$26,595
+HK$1,525/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$50,140/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,244
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,948
−HK$714/mo
Today · 4.125%
HK$27,662
baseline
▲ 0.50% · 4.625%
HK$29,120
+HK$1,458/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$55,324/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,163
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,946
−HK$795/mo
Today · 4.125%
HK$26,741
baseline
▲ 0.50% · 4.625%
HK$28,368
+HK$1,627/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,482/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,994
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,744
−HK$762/mo
Today · 4.125%
HK$29,506
baseline
▲ 0.50% · 4.625%
HK$31,061
+HK$1,555/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,012/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,736
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,567
−HK$845/mo
Today · 4.125%
HK$28,412
baseline
▲ 0.50% · 4.625%
HK$30,141
+HK$1,729/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$56,824/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,743
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,541
−HK$809/mo
Today · 4.125%
HK$31,350
baseline
▲ 0.50% · 4.625%
HK$33,003
+HK$1,653/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$62,700/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,308
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,189
−HK$894/mo
Today · 4.125%
HK$30,083
baseline
▲ 0.50% · 4.625%
HK$31,914
+HK$1,831/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,166/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,493
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,337
−HK$857/mo
Today · 4.125%
HK$33,194
baseline
▲ 0.50% · 4.625%
HK$34,944
+HK$1,750/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,388/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,909 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).