▼ 0.50% · 3.625%
HK$19,867
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,485
−HK$628/mo
Today · 4.125%
HK$21,113
baseline
▲ 0.50% · 4.625%
HK$22,398
+HK$1,285/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,226/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,102
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,695
−HK$601/mo
Today · 4.125%
HK$23,296
baseline
▲ 0.50% · 4.625%
HK$24,524
+HK$1,228/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,592/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,854
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,534
−HK$691/mo
Today · 4.125%
HK$23,225
baseline
▲ 0.50% · 4.625%
HK$24,638
+HK$1,413/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,450/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,312
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,965
−HK$661/mo
Today · 4.125%
HK$25,626
baseline
▲ 0.50% · 4.625%
HK$26,977
+HK$1,351/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,252/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,841
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,582
−HK$754/mo
Today · 4.125%
HK$25,336
baseline
▲ 0.50% · 4.625%
HK$26,877
+HK$1,541/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,672/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,523
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,234
−HK$722/mo
Today · 4.125%
HK$27,956
baseline
▲ 0.50% · 4.625%
HK$29,429
+HK$1,473/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,912/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,828
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,631
−HK$816/mo
Today · 4.125%
HK$27,447
baseline
▲ 0.50% · 4.625%
HK$29,117
+HK$1,670/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,894/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,733
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,504
−HK$781/mo
Today · 4.125%
HK$30,285
baseline
▲ 0.50% · 4.625%
HK$31,882
+HK$1,597/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,570/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,814
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,679
−HK$879/mo
Today · 4.125%
HK$29,558
baseline
▲ 0.50% · 4.625%
HK$31,357
+HK$1,799/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,116/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,943
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,773
−HK$842/mo
Today · 4.125%
HK$32,615
baseline
▲ 0.50% · 4.625%
HK$34,334
+HK$1,719/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,230/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,801
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,728
−HK$942/mo
Today · 4.125%
HK$31,670
baseline
▲ 0.50% · 4.625%
HK$33,597
+HK$1,927/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,340/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,153
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,043
−HK$902/mo
Today · 4.125%
HK$34,945
baseline
▲ 0.50% · 4.625%
HK$36,786
+HK$1,841/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,890/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,788
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,777
−HK$1,004/mo
Today · 4.125%
HK$33,781
baseline
▲ 0.50% · 4.625%
HK$35,837
+HK$2,056/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,562/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,364
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,312
−HK$962/mo
Today · 4.125%
HK$37,274
baseline
▲ 0.50% · 4.625%
HK$39,239
+HK$1,965/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,548/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,774
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,825
−HK$1,067/mo
Today · 4.125%
HK$35,892
baseline
▲ 0.50% · 4.625%
HK$38,076
+HK$2,184/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,784/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,574
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,582
−HK$1,022/mo
Today · 4.125%
HK$39,604
baseline
▲ 0.50% · 4.625%
HK$41,691
+HK$2,087/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,208/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,761
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,874
−HK$1,130/mo
Today · 4.125%
HK$38,004
baseline
▲ 0.50% · 4.625%
HK$40,316
+HK$2,312/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$76,008/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,784
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,851
−HK$1,082/mo
Today · 4.125%
HK$41,933
baseline
▲ 0.50% · 4.625%
HK$44,144
+HK$2,211/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$83,866/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,384 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).