▼ 0.50% · 3.625%
HK$21,441
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,108
−HK$677/mo
Today · 4.125%
HK$22,785
baseline
▲ 0.50% · 4.625%
HK$24,172
+HK$1,387/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,570/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,853
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,492
−HK$649/mo
Today · 4.125%
HK$25,141
baseline
▲ 0.50% · 4.625%
HK$26,466
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,282/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,585
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,318
−HK$746/mo
Today · 4.125%
HK$25,064
baseline
▲ 0.50% · 4.625%
HK$26,589
+HK$1,525/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,128/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,238
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,941
−HK$714/mo
Today · 4.125%
HK$27,655
baseline
▲ 0.50% · 4.625%
HK$29,113
+HK$1,458/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,310/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,729
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,529
−HK$813/mo
Today · 4.125%
HK$27,342
baseline
▲ 0.50% · 4.625%
HK$29,006
+HK$1,664/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,684/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,623
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,391
−HK$778/mo
Today · 4.125%
HK$30,169
baseline
▲ 0.50% · 4.625%
HK$31,760
+HK$1,591/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,338/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,873
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,740
−HK$881/mo
Today · 4.125%
HK$29,621
baseline
▲ 0.50% · 4.625%
HK$31,423
+HK$1,802/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,242/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,008
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,840
−HK$844/mo
Today · 4.125%
HK$32,684
baseline
▲ 0.50% · 4.625%
HK$34,406
+HK$1,722/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,368/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,017
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,951
−HK$948/mo
Today · 4.125%
HK$31,899
baseline
▲ 0.50% · 4.625%
HK$33,840
+HK$1,941/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,798/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,394
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,289
−HK$909/mo
Today · 4.125%
HK$35,198
baseline
▲ 0.50% · 4.625%
HK$37,053
+HK$1,855/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,396/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,161
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,161
−HK$1,017/mo
Today · 4.125%
HK$34,178
baseline
▲ 0.50% · 4.625%
HK$36,257
+HK$2,079/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,356/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,779
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,738
−HK$974/mo
Today · 4.125%
HK$37,712
baseline
▲ 0.50% · 4.625%
HK$39,700
+HK$1,988/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,424/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,305
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,372
−HK$1,084/mo
Today · 4.125%
HK$36,456
baseline
▲ 0.50% · 4.625%
HK$38,675
+HK$2,219/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,912/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,164
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,188
−HK$1,038/mo
Today · 4.125%
HK$40,226
baseline
▲ 0.50% · 4.625%
HK$42,346
+HK$2,120/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,452/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,449
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,583
−HK$1,152/mo
Today · 4.125%
HK$38,735
baseline
▲ 0.50% · 4.625%
HK$41,092
+HK$2,357/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,470/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,549
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,637
−HK$1,103/mo
Today · 4.125%
HK$42,740
baseline
▲ 0.50% · 4.625%
HK$44,993
+HK$2,253/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,480/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,593
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,794
−HK$1,219/mo
Today · 4.125%
HK$41,013
baseline
▲ 0.50% · 4.625%
HK$43,509
+HK$2,496/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$82,026/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,935
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,086
−HK$1,168/mo
Today · 4.125%
HK$45,254
baseline
▲ 0.50% · 4.625%
HK$47,640
+HK$2,386/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,508/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,274 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).