▼ 0.50% · 3.625%
HK$18,533
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,110
−HK$586/mo
Today · 4.125%
HK$19,696
baseline
▲ 0.50% · 4.625%
HK$20,894
+HK$1,198/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,392/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,618
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,171
−HK$561/mo
Today · 4.125%
HK$21,732
baseline
▲ 0.50% · 4.625%
HK$22,878
+HK$1,146/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,464/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,387
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,021
−HK$644/mo
Today · 4.125%
HK$21,665
baseline
▲ 0.50% · 4.625%
HK$22,983
+HK$1,318/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,330/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,680
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,288
−HK$617/mo
Today · 4.125%
HK$23,905
baseline
▲ 0.50% · 4.625%
HK$25,165
+HK$1,260/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,810/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,240
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,932
−HK$703/mo
Today · 4.125%
HK$23,635
baseline
▲ 0.50% · 4.625%
HK$25,073
+HK$1,438/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,270/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,742
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,405
−HK$673/mo
Today · 4.125%
HK$26,078
baseline
▲ 0.50% · 4.625%
HK$27,453
+HK$1,375/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,156/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,093
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,843
−HK$761/mo
Today · 4.125%
HK$25,604
baseline
▲ 0.50% · 4.625%
HK$27,162
+HK$1,558/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,208/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,804
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,522
−HK$730/mo
Today · 4.125%
HK$28,252
baseline
▲ 0.50% · 4.625%
HK$29,741
+HK$1,489/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,504/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,947
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,754
−HK$820/mo
Today · 4.125%
HK$27,574
baseline
▲ 0.50% · 4.625%
HK$29,251
+HK$1,677/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,148/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,865
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,640
−HK$785/mo
Today · 4.125%
HK$30,425
baseline
▲ 0.50% · 4.625%
HK$32,029
+HK$1,604/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,850/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,800
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,665
−HK$878/mo
Today · 4.125%
HK$29,543
baseline
▲ 0.50% · 4.625%
HK$31,341
+HK$1,798/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,086/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,927
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,757
−HK$841/mo
Today · 4.125%
HK$32,598
baseline
▲ 0.50% · 4.625%
HK$34,316
+HK$1,718/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,196/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,653
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,576
−HK$937/mo
Today · 4.125%
HK$31,513
baseline
▲ 0.50% · 4.625%
HK$33,430
+HK$1,917/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$63,026/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,989
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,874
−HK$897/mo
Today · 4.125%
HK$34,771
baseline
▲ 0.50% · 4.625%
HK$36,604
+HK$1,833/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$69,542/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,507
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,487
−HK$995/mo
Today · 4.125%
HK$33,482
baseline
▲ 0.50% · 4.625%
HK$35,520
+HK$2,038/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$66,964/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,051
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,991
−HK$953/mo
Today · 4.125%
HK$36,944
baseline
▲ 0.50% · 4.625%
HK$38,892
+HK$1,948/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,888/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,360
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,398
−HK$1,054/mo
Today · 4.125%
HK$35,452
baseline
▲ 0.50% · 4.625%
HK$37,609
+HK$2,157/mo
Deposit HK$813K · loan HK$7.31M · min. income ≈ HK$70,904/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,113
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,108
−HK$1,010/mo
Today · 4.125%
HK$39,118
baseline
▲ 0.50% · 4.625%
HK$41,180
+HK$2,062/mo
Deposit HK$813K · loan HK$7.31M · min. income ≈ HK$78,236/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,832 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).