▼ 0.50% · 3.625%
HK$20,408
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,043
−HK$645/mo
Today · 4.125%
HK$21,688
baseline
▲ 0.50% · 4.625%
HK$23,008
+HK$1,320/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,376/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,704
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,313
−HK$618/mo
Today · 4.125%
HK$23,931
baseline
▲ 0.50% · 4.625%
HK$25,192
+HK$1,261/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,862/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,449
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,147
−HK$710/mo
Today · 4.125%
HK$23,857
baseline
▲ 0.50% · 4.625%
HK$25,308
+HK$1,451/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$47,714/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,974
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,644
−HK$680/mo
Today · 4.125%
HK$26,324
baseline
▲ 0.50% · 4.625%
HK$27,711
+HK$1,387/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$52,648/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,490
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,252
−HK$774/mo
Today · 4.125%
HK$26,026
baseline
▲ 0.50% · 4.625%
HK$27,609
+HK$1,583/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,052/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,245
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,975
−HK$742/mo
Today · 4.125%
HK$28,717
baseline
▲ 0.50% · 4.625%
HK$30,230
+HK$1,513/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,434/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,531
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,356
−HK$838/mo
Today · 4.125%
HK$28,194
baseline
▲ 0.50% · 4.625%
HK$29,910
+HK$1,716/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,388/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,515
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,307
−HK$803/mo
Today · 4.125%
HK$31,110
baseline
▲ 0.50% · 4.625%
HK$32,750
+HK$1,640/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,220/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,572
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,460
−HK$903/mo
Today · 4.125%
HK$30,363
baseline
▲ 0.50% · 4.625%
HK$32,211
+HK$1,848/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,726/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,786
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,638
−HK$865/mo
Today · 4.125%
HK$33,503
baseline
▲ 0.50% · 4.625%
HK$35,269
+HK$1,766/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$67,006/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,612
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,565
−HK$967/mo
Today · 4.125%
HK$32,532
baseline
▲ 0.50% · 4.625%
HK$34,512
+HK$1,980/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,064/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,056
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,969
−HK$927/mo
Today · 4.125%
HK$35,896
baseline
▲ 0.50% · 4.625%
HK$37,788
+HK$1,892/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,792/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,653
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,669
−HK$1,032/mo
Today · 4.125%
HK$34,701
baseline
▲ 0.50% · 4.625%
HK$36,812
+HK$2,111/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,402/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,326
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,301
−HK$988/mo
Today · 4.125%
HK$38,289
baseline
▲ 0.50% · 4.625%
HK$40,307
+HK$2,018/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,578/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,694
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,773
−HK$1,097/mo
Today · 4.125%
HK$36,870
baseline
▲ 0.50% · 4.625%
HK$39,113
+HK$2,243/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,740/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,597
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,632
−HK$1,050/mo
Today · 4.125%
HK$40,682
baseline
▲ 0.50% · 4.625%
HK$42,826
+HK$2,144/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,364/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,735
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,878
−HK$1,160/mo
Today · 4.125%
HK$39,038
baseline
▲ 0.50% · 4.625%
HK$41,414
+HK$2,376/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$78,076/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,867
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,963
−HK$1,112/mo
Today · 4.125%
HK$43,075
baseline
▲ 0.50% · 4.625%
HK$45,346
+HK$2,271/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$86,150/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,500 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).