▼ 0.50% · 3.625%
HK$20,954
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,606
−HK$662/mo
Today · 4.125%
HK$22,268
baseline
▲ 0.50% · 4.625%
HK$23,623
+HK$1,355/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,536/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,312
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,937
−HK$634/mo
Today · 4.125%
HK$24,571
baseline
▲ 0.50% · 4.625%
HK$25,866
+HK$1,295/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,142/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,050
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,767
−HK$728/mo
Today · 4.125%
HK$24,495
baseline
▲ 0.50% · 4.625%
HK$25,986
+HK$1,491/mo
Deposit HK$4.14M · loan HK$5.05M · min. income ≈ HK$48,990/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,643
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,330
−HK$698/mo
Today · 4.125%
HK$27,028
baseline
▲ 0.50% · 4.625%
HK$28,453
+HK$1,425/mo
Deposit HK$4.14M · loan HK$5.05M · min. income ≈ HK$54,056/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,145
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,927
−HK$795/mo
Today · 4.125%
HK$26,722
baseline
▲ 0.50% · 4.625%
HK$28,348
+HK$1,626/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$53,444/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,974
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,724
−HK$761/mo
Today · 4.125%
HK$29,485
baseline
▲ 0.50% · 4.625%
HK$31,039
+HK$1,554/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$58,970/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,241
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,088
−HK$861/mo
Today · 4.125%
HK$28,949
baseline
▲ 0.50% · 4.625%
HK$30,710
+HK$1,761/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,898/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,305
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,118
−HK$824/mo
Today · 4.125%
HK$31,942
baseline
▲ 0.50% · 4.625%
HK$33,626
+HK$1,684/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,884/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,336
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,249
−HK$927/mo
Today · 4.125%
HK$31,176
baseline
▲ 0.50% · 4.625%
HK$33,073
+HK$1,897/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,352/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,636
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,511
−HK$888/mo
Today · 4.125%
HK$34,399
baseline
▲ 0.50% · 4.625%
HK$36,213
+HK$1,814/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,798/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,432
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,409
−HK$994/mo
Today · 4.125%
HK$33,403
baseline
▲ 0.50% · 4.625%
HK$35,435
+HK$2,032/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,806/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,967
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,905
−HK$951/mo
Today · 4.125%
HK$36,856
baseline
▲ 0.50% · 4.625%
HK$38,799
+HK$1,943/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,712/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,527
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,570
−HK$1,059/mo
Today · 4.125%
HK$35,629
baseline
▲ 0.50% · 4.625%
HK$37,797
+HK$2,168/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,258/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,298
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,299
−HK$1,015/mo
Today · 4.125%
HK$39,314
baseline
▲ 0.50% · 4.625%
HK$41,386
+HK$2,072/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,628/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,622
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,730
−HK$1,126/mo
Today · 4.125%
HK$37,856
baseline
▲ 0.50% · 4.625%
HK$40,160
+HK$2,304/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,712/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,630
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,692
−HK$1,079/mo
Today · 4.125%
HK$41,771
baseline
▲ 0.50% · 4.625%
HK$43,972
+HK$2,201/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,542/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,718
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,891
−HK$1,192/mo
Today · 4.125%
HK$40,083
baseline
▲ 0.50% · 4.625%
HK$42,522
+HK$2,439/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,166/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,961
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,086
−HK$1,142/mo
Today · 4.125%
HK$44,228
baseline
▲ 0.50% · 4.625%
HK$46,559
+HK$2,331/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,456/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,948 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).