▼ 0.50% · 3.625%
HK$20,062
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,686
−HK$634/mo
Today · 4.125%
HK$21,320
baseline
▲ 0.50% · 4.625%
HK$22,617
+HK$1,297/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,640/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,318
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,917
−HK$607/mo
Today · 4.125%
HK$23,524
baseline
▲ 0.50% · 4.625%
HK$24,764
+HK$1,240/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,048/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,068
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,754
−HK$698/mo
Today · 4.125%
HK$23,452
baseline
▲ 0.50% · 4.625%
HK$24,879
+HK$1,427/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,904/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,550
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,209
−HK$668/mo
Today · 4.125%
HK$25,877
baseline
▲ 0.50% · 4.625%
HK$27,241
+HK$1,364/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,754/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,074
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,823
−HK$761/mo
Today · 4.125%
HK$25,584
baseline
▲ 0.50% · 4.625%
HK$27,140
+HK$1,556/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,168/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,782
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,500
−HK$729/mo
Today · 4.125%
HK$28,229
baseline
▲ 0.50% · 4.625%
HK$29,717
+HK$1,488/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,458/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,080
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,891
−HK$825/mo
Today · 4.125%
HK$27,716
baseline
▲ 0.50% · 4.625%
HK$29,402
+HK$1,686/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,432/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,014
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,792
−HK$789/mo
Today · 4.125%
HK$30,581
baseline
▲ 0.50% · 4.625%
HK$32,193
+HK$1,612/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,162/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,086
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,960
−HK$888/mo
Today · 4.125%
HK$29,848
baseline
▲ 0.50% · 4.625%
HK$31,664
+HK$1,816/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,696/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,246
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,084
−HK$850/mo
Today · 4.125%
HK$32,934
baseline
▲ 0.50% · 4.625%
HK$34,670
+HK$1,736/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,868/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,092
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,028
−HK$951/mo
Today · 4.125%
HK$31,979
baseline
▲ 0.50% · 4.625%
HK$33,925
+HK$1,946/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,958/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,478
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,375
−HK$911/mo
Today · 4.125%
HK$35,286
baseline
▲ 0.50% · 4.625%
HK$37,146
+HK$1,860/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,572/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,099
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,097
−HK$1,014/mo
Today · 4.125%
HK$34,111
baseline
▲ 0.50% · 4.625%
HK$36,187
+HK$2,076/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,222/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,709
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,667
−HK$972/mo
Today · 4.125%
HK$37,639
baseline
▲ 0.50% · 4.625%
HK$39,623
+HK$1,984/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,278/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,105
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,166
−HK$1,077/mo
Today · 4.125%
HK$36,243
baseline
▲ 0.50% · 4.625%
HK$38,449
+HK$2,206/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,486/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,941
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,959
−HK$1,032/mo
Today · 4.125%
HK$39,991
baseline
▲ 0.50% · 4.625%
HK$42,099
+HK$2,108/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$79,982/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,111
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,234
−HK$1,141/mo
Today · 4.125%
HK$38,375
baseline
▲ 0.50% · 4.625%
HK$40,710
+HK$2,335/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,750/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,173
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,250
−HK$1,093/mo
Today · 4.125%
HK$42,343
baseline
▲ 0.50% · 4.625%
HK$44,575
+HK$2,232/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,686/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,939 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).