▼ 0.50% · 3.625%
HK$20,873
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,522
−HK$660/mo
Today · 4.125%
HK$22,182
baseline
▲ 0.50% · 4.625%
HK$23,531
+HK$1,349/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,364/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,221
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,844
−HK$631/mo
Today · 4.125%
HK$24,475
baseline
▲ 0.50% · 4.625%
HK$25,766
+HK$1,291/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,950/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,960
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,674
−HK$726/mo
Today · 4.125%
HK$24,400
baseline
▲ 0.50% · 4.625%
HK$25,885
+HK$1,485/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$48,800/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,543
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,228
−HK$695/mo
Today · 4.125%
HK$26,923
baseline
▲ 0.50% · 4.625%
HK$28,342
+HK$1,419/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$53,846/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,047
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,827
−HK$791/mo
Today · 4.125%
HK$26,618
baseline
▲ 0.50% · 4.625%
HK$28,238
+HK$1,620/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,236/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,865
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,612
−HK$758/mo
Today · 4.125%
HK$29,370
baseline
▲ 0.50% · 4.625%
HK$30,919
+HK$1,549/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,740/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,135
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,979
−HK$857/mo
Today · 4.125%
HK$28,836
baseline
▲ 0.50% · 4.625%
HK$30,591
+HK$1,755/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,672/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,187
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,997
−HK$821/mo
Today · 4.125%
HK$31,818
baseline
▲ 0.50% · 4.625%
HK$33,495
+HK$1,677/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,636/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,222
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,131
−HK$923/mo
Today · 4.125%
HK$31,054
baseline
▲ 0.50% · 4.625%
HK$32,944
+HK$1,890/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,108/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,509
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,381
−HK$885/mo
Today · 4.125%
HK$34,266
baseline
▲ 0.50% · 4.625%
HK$36,072
+HK$1,806/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,532/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,309
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,283
−HK$990/mo
Today · 4.125%
HK$33,273
baseline
▲ 0.50% · 4.625%
HK$35,297
+HK$2,024/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,546/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,831
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,765
−HK$948/mo
Today · 4.125%
HK$36,713
baseline
▲ 0.50% · 4.625%
HK$38,648
+HK$1,935/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,426/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,397
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,435
−HK$1,056/mo
Today · 4.125%
HK$35,491
baseline
▲ 0.50% · 4.625%
HK$37,650
+HK$2,159/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,982/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,153
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,150
−HK$1,011/mo
Today · 4.125%
HK$39,161
baseline
▲ 0.50% · 4.625%
HK$41,225
+HK$2,064/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,322/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,484
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,588
−HK$1,121/mo
Today · 4.125%
HK$37,709
baseline
▲ 0.50% · 4.625%
HK$40,003
+HK$2,294/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,418/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,475
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,534
−HK$1,074/mo
Today · 4.125%
HK$41,608
baseline
▲ 0.50% · 4.625%
HK$43,801
+HK$2,193/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,216/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,571
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,740
−HK$1,187/mo
Today · 4.125%
HK$39,927
baseline
▲ 0.50% · 4.625%
HK$42,357
+HK$2,430/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$79,854/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,798
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,918
−HK$1,138/mo
Today · 4.125%
HK$44,056
baseline
▲ 0.50% · 4.625%
HK$46,378
+HK$2,322/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$88,112/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,373 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).