▼ 0.50% · 3.625%
HK$20,269
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,899
−HK$641/mo
Today · 4.125%
HK$21,540
baseline
▲ 0.50% · 4.625%
HK$22,850
+HK$1,310/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,080/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,549
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,153
−HK$614/mo
Today · 4.125%
HK$23,767
baseline
▲ 0.50% · 4.625%
HK$25,020
+HK$1,253/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,534/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,295
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,989
−HK$704/mo
Today · 4.125%
HK$23,693
baseline
▲ 0.50% · 4.625%
HK$25,135
+HK$1,442/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,386/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,803
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,469
−HK$674/mo
Today · 4.125%
HK$26,143
baseline
▲ 0.50% · 4.625%
HK$27,521
+HK$1,378/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,286/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,322
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,079
−HK$768/mo
Today · 4.125%
HK$25,847
baseline
▲ 0.50% · 4.625%
HK$27,420
+HK$1,573/mo
Deposit HK$3.56M · loan HK$5.33M · min. income ≈ HK$51,694/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,058
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,784
−HK$736/mo
Today · 4.125%
HK$28,520
baseline
▲ 0.50% · 4.625%
HK$30,023
+HK$1,503/mo
Deposit HK$3.56M · loan HK$5.33M · min. income ≈ HK$57,040/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,349
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,169
−HK$832/mo
Today · 4.125%
HK$28,001
baseline
▲ 0.50% · 4.625%
HK$29,705
+HK$1,704/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$56,002/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,313
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,099
−HK$798/mo
Today · 4.125%
HK$30,897
baseline
▲ 0.50% · 4.625%
HK$32,525
+HK$1,628/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,794/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,376
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,259
−HK$896/mo
Today · 4.125%
HK$30,155
baseline
▲ 0.50% · 4.625%
HK$31,990
+HK$1,835/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,310/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,568
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,415
−HK$858/mo
Today · 4.125%
HK$33,273
baseline
▲ 0.50% · 4.625%
HK$35,027
+HK$1,754/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,546/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,403
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,348
−HK$961/mo
Today · 4.125%
HK$32,309
baseline
▲ 0.50% · 4.625%
HK$34,275
+HK$1,966/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,618/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,823
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,730
−HK$920/mo
Today · 4.125%
HK$35,650
baseline
▲ 0.50% · 4.625%
HK$37,529
+HK$1,879/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,300/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,430
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,438
−HK$1,025/mo
Today · 4.125%
HK$34,463
baseline
▲ 0.50% · 4.625%
HK$36,560
+HK$2,097/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$68,926/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,078
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,045
−HK$982/mo
Today · 4.125%
HK$38,027
baseline
▲ 0.50% · 4.625%
HK$40,031
+HK$2,004/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$76,054/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,456
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,528
−HK$1,089/mo
Today · 4.125%
HK$36,617
baseline
▲ 0.50% · 4.625%
HK$38,845
+HK$2,228/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$73,234/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,332
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,361
−HK$1,042/mo
Today · 4.125%
HK$40,403
baseline
▲ 0.50% · 4.625%
HK$42,533
+HK$2,130/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$80,806/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,483
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,618
−HK$1,153/mo
Today · 4.125%
HK$38,771
baseline
▲ 0.50% · 4.625%
HK$41,130
+HK$2,359/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,542/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,587
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,676
−HK$1,104/mo
Today · 4.125%
HK$42,780
baseline
▲ 0.50% · 4.625%
HK$45,035
+HK$2,255/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,560/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,661 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).