▼ 0.50% · 3.625%
HK$15,237
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,711
−HK$482/mo
Today · 4.125%
HK$16,193
baseline
▲ 0.50% · 4.625%
HK$17,178
+HK$985/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,386/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,951
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,406
−HK$461/mo
Today · 4.125%
HK$17,867
baseline
▲ 0.50% · 4.625%
HK$18,809
+HK$942/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,734/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,761
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$17,282
−HK$530/mo
Today · 4.125%
HK$17,812
baseline
▲ 0.50% · 4.625%
HK$18,896
+HK$1,084/mo
Deposit HK$3.01M · loan HK$3.68M · min. income ≈ HK$35,624/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,646
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,147
−HK$507/mo
Today · 4.125%
HK$19,654
baseline
▲ 0.50% · 4.625%
HK$20,690
+HK$1,036/mo
Deposit HK$3.01M · loan HK$3.68M · min. income ≈ HK$39,308/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,285
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,854
−HK$577/mo
Today · 4.125%
HK$19,431
baseline
▲ 0.50% · 4.625%
HK$20,614
+HK$1,183/mo
Deposit HK$2.67M · loan HK$4.01M · min. income ≈ HK$38,862/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,342
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,887
−HK$554/mo
Today · 4.125%
HK$21,441
baseline
▲ 0.50% · 4.625%
HK$22,571
+HK$1,130/mo
Deposit HK$2.67M · loan HK$4.01M · min. income ≈ HK$42,882/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,808
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,425
−HK$626/mo
Today · 4.125%
HK$21,051
baseline
▲ 0.50% · 4.625%
HK$22,332
+HK$1,281/mo
Deposit HK$2.34M · loan HK$4.34M · min. income ≈ HK$42,102/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,037
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,628
−HK$599/mo
Today · 4.125%
HK$23,227
baseline
▲ 0.50% · 4.625%
HK$24,452
+HK$1,225/mo
Deposit HK$2.34M · loan HK$4.34M · min. income ≈ HK$46,454/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,332
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,996
−HK$674/mo
Today · 4.125%
HK$22,670
baseline
▲ 0.50% · 4.625%
HK$24,049
+HK$1,379/mo
Deposit HK$2.00M · loan HK$4.68M · min. income ≈ HK$45,340/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,732
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,368
−HK$646/mo
Today · 4.125%
HK$25,014
baseline
▲ 0.50% · 4.625%
HK$26,333
+HK$1,319/mo
Deposit HK$2.00M · loan HK$4.68M · min. income ≈ HK$50,028/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,856
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,567
−HK$722/mo
Today · 4.125%
HK$24,289
baseline
▲ 0.50% · 4.625%
HK$25,767
+HK$1,478/mo
Deposit HK$1.67M · loan HK$5.01M · min. income ≈ HK$48,578/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,427
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,109
−HK$692/mo
Today · 4.125%
HK$26,801
baseline
▲ 0.50% · 4.625%
HK$28,213
+HK$1,412/mo
Deposit HK$1.67M · loan HK$5.01M · min. income ≈ HK$53,602/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,380
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,138
−HK$771/mo
Today · 4.125%
HK$25,909
baseline
▲ 0.50% · 4.625%
HK$27,485
+HK$1,576/mo
Deposit HK$1.34M · loan HK$5.35M · min. income ≈ HK$51,818/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,122
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,850
−HK$737/mo
Today · 4.125%
HK$28,587
baseline
▲ 0.50% · 4.625%
HK$30,094
+HK$1,507/mo
Deposit HK$1.34M · loan HK$5.35M · min. income ≈ HK$57,174/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,903
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,709
−HK$819/mo
Today · 4.125%
HK$27,528
baseline
▲ 0.50% · 4.625%
HK$29,203
+HK$1,675/mo
Deposit HK$1.00M · loan HK$5.68M · min. income ≈ HK$55,056/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,817
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,590
−HK$784/mo
Today · 4.125%
HK$30,374
baseline
▲ 0.50% · 4.625%
HK$31,975
+HK$1,601/mo
Deposit HK$1.00M · loan HK$5.68M · min. income ≈ HK$60,748/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,427
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,280
−HK$867/mo
Today · 4.125%
HK$29,147
baseline
▲ 0.50% · 4.625%
HK$30,921
+HK$1,774/mo
Deposit HK$668K · loan HK$6.01M · min. income ≈ HK$58,294/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,512
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,331
−HK$830/mo
Today · 4.125%
HK$32,161
baseline
▲ 0.50% · 4.625%
HK$33,856
+HK$1,695/mo
Deposit HK$668K · loan HK$6.01M · min. income ≈ HK$64,322/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$200,469 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).