▼ 0.50% · 3.625%
HK$3,771
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,889
−HK$119/mo
Today · 4.125%
HK$4,008
baseline
▲ 0.50% · 4.625%
HK$4,252
+HK$244/mo
Deposit HK$827K · loan HK$827K · min. income ≈ HK$8,016/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,196
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,308
−HK$114/mo
Today · 4.125%
HK$4,422
baseline
▲ 0.50% · 4.625%
HK$4,655
+HK$233/mo
Deposit HK$827K · loan HK$827K · min. income ≈ HK$8,844/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,148
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,278
−HK$131/mo
Today · 4.125%
HK$4,409
baseline
▲ 0.50% · 4.625%
HK$4,677
+HK$268/mo
Deposit HK$744K · loan HK$910K · min. income ≈ HK$8,818/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,615
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,739
−HK$126/mo
Today · 4.125%
HK$4,865
baseline
▲ 0.50% · 4.625%
HK$5,121
+HK$256/mo
Deposit HK$744K · loan HK$910K · min. income ≈ HK$9,730/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,526
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,666
−HK$143/mo
Today · 4.125%
HK$4,809
baseline
▲ 0.50% · 4.625%
HK$5,102
+HK$293/mo
Deposit HK$662K · loan HK$992K · min. income ≈ HK$9,618/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,035
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,170
−HK$137/mo
Today · 4.125%
HK$5,307
baseline
▲ 0.50% · 4.625%
HK$5,586
+HK$279/mo
Deposit HK$662K · loan HK$992K · min. income ≈ HK$10,614/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,903
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,055
−HK$155/mo
Today · 4.125%
HK$5,210
baseline
▲ 0.50% · 4.625%
HK$5,527
+HK$317/mo
Deposit HK$579K · loan HK$1.08M · min. income ≈ HK$10,420/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,454
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,601
−HK$148/mo
Today · 4.125%
HK$5,749
baseline
▲ 0.50% · 4.625%
HK$6,052
+HK$303/mo
Deposit HK$579K · loan HK$1.08M · min. income ≈ HK$11,498/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,280
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,444
−HK$167/mo
Today · 4.125%
HK$5,611
baseline
▲ 0.50% · 4.625%
HK$5,952
+HK$341/mo
Deposit HK$496K · loan HK$1.16M · min. income ≈ HK$11,222/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,874
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,031
−HK$160/mo
Today · 4.125%
HK$6,191
baseline
▲ 0.50% · 4.625%
HK$6,518
+HK$327/mo
Deposit HK$496K · loan HK$1.16M · min. income ≈ HK$12,382/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,657
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,833
−HK$179/mo
Today · 4.125%
HK$6,012
baseline
▲ 0.50% · 4.625%
HK$6,378
+HK$366/mo
Deposit HK$413K · loan HK$1.24M · min. income ≈ HK$12,024/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,293
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,462
−HK$171/mo
Today · 4.125%
HK$6,633
baseline
▲ 0.50% · 4.625%
HK$6,983
+HK$350/mo
Deposit HK$413K · loan HK$1.24M · min. income ≈ HK$13,266/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,034
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,222
−HK$191/mo
Today · 4.125%
HK$6,413
baseline
▲ 0.50% · 4.625%
HK$6,803
+HK$390/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$12,826/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,713
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,893
−HK$183/mo
Today · 4.125%
HK$7,076
baseline
▲ 0.50% · 4.625%
HK$7,449
+HK$373/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$14,152/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,411
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,611
−HK$202/mo
Today · 4.125%
HK$6,813
baseline
▲ 0.50% · 4.625%
HK$7,228
+HK$415/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$13,626/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,133
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,324
−HK$194/mo
Today · 4.125%
HK$7,518
baseline
▲ 0.50% · 4.625%
HK$7,914
+HK$396/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$15,036/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,788
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,000
−HK$214/mo
Today · 4.125%
HK$7,214
baseline
▲ 0.50% · 4.625%
HK$7,653
+HK$439/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$14,428/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,552
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,755
−HK$205/mo
Today · 4.125%
HK$7,960
baseline
▲ 0.50% · 4.625%
HK$8,380
+HK$420/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$15,920/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).