▼ 0.50% · 3.625%
HK$3,550
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,660
−HK$112/mo
Today · 4.125%
HK$3,772
baseline
▲ 0.50% · 4.625%
HK$4,002
+HK$230/mo
Deposit HK$778K · loan HK$778K · min. income ≈ HK$7,544/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,949
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,055
−HK$108/mo
Today · 4.125%
HK$4,163
baseline
▲ 0.50% · 4.625%
HK$4,382
+HK$219/mo
Deposit HK$778K · loan HK$778K · min. income ≈ HK$8,326/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,905
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,026
−HK$124/mo
Today · 4.125%
HK$4,150
baseline
▲ 0.50% · 4.625%
HK$4,402
+HK$252/mo
Deposit HK$701K · loan HK$856K · min. income ≈ HK$8,300/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,344
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,461
−HK$118/mo
Today · 4.125%
HK$4,579
baseline
▲ 0.50% · 4.625%
HK$4,820
+HK$241/mo
Deposit HK$701K · loan HK$856K · min. income ≈ HK$9,158/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,260
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,392
−HK$135/mo
Today · 4.125%
HK$4,527
baseline
▲ 0.50% · 4.625%
HK$4,802
+HK$275/mo
Deposit HK$623K · loan HK$934K · min. income ≈ HK$9,054/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,739
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,866
−HK$129/mo
Today · 4.125%
HK$4,995
baseline
▲ 0.50% · 4.625%
HK$5,258
+HK$263/mo
Deposit HK$623K · loan HK$934K · min. income ≈ HK$9,990/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,615
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,758
−HK$146/mo
Today · 4.125%
HK$4,904
baseline
▲ 0.50% · 4.625%
HK$5,203
+HK$299/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$9,808/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,134
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,272
−HK$139/mo
Today · 4.125%
HK$5,411
baseline
▲ 0.50% · 4.625%
HK$5,697
+HK$286/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$10,822/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,970
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,124
−HK$157/mo
Today · 4.125%
HK$5,281
baseline
▲ 0.50% · 4.625%
HK$5,603
+HK$322/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$10,562/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,529
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,677
−HK$151/mo
Today · 4.125%
HK$5,828
baseline
▲ 0.50% · 4.625%
HK$6,135
+HK$307/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$11,656/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,325
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,490
−HK$169/mo
Today · 4.125%
HK$5,659
baseline
▲ 0.50% · 4.625%
HK$6,003
+HK$344/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$11,318/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,924
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,083
−HK$161/mo
Today · 4.125%
HK$6,244
baseline
▲ 0.50% · 4.625%
HK$6,573
+HK$329/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$12,488/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,680
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,856
−HK$180/mo
Today · 4.125%
HK$6,036
baseline
▲ 0.50% · 4.625%
HK$6,403
+HK$367/mo
Deposit HK$311K · loan HK$1.25M · min. income ≈ HK$12,072/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,319
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,488
−HK$172/mo
Today · 4.125%
HK$6,660
baseline
▲ 0.50% · 4.625%
HK$7,011
+HK$351/mo
Deposit HK$311K · loan HK$1.25M · min. income ≈ HK$13,320/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,035
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,222
−HK$191/mo
Today · 4.125%
HK$6,413
baseline
▲ 0.50% · 4.625%
HK$6,803
+HK$390/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$12,826/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,714
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,894
−HK$182/mo
Today · 4.125%
HK$7,076
baseline
▲ 0.50% · 4.625%
HK$7,449
+HK$373/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$14,152/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,390
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,589
−HK$201/mo
Today · 4.125%
HK$6,790
baseline
▲ 0.50% · 4.625%
HK$7,204
+HK$414/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,580/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,109
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,299
−HK$194/mo
Today · 4.125%
HK$7,493
baseline
▲ 0.50% · 4.625%
HK$7,888
+HK$395/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$14,986/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).