▼ 0.50% · 3.625%
HK$3,971
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,094
−HK$126/mo
Today · 4.125%
HK$4,220
baseline
▲ 0.50% · 4.625%
HK$4,476
+HK$256/mo
Deposit HK$871K · loan HK$871K · min. income ≈ HK$8,440/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,417
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,536
−HK$120/mo
Today · 4.125%
HK$4,656
baseline
▲ 0.50% · 4.625%
HK$4,901
+HK$245/mo
Deposit HK$871K · loan HK$871K · min. income ≈ HK$9,312/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,368
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,504
−HK$138/mo
Today · 4.125%
HK$4,642
baseline
▲ 0.50% · 4.625%
HK$4,924
+HK$282/mo
Deposit HK$784K · loan HK$958K · min. income ≈ HK$9,284/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,859
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,989
−HK$133/mo
Today · 4.125%
HK$5,122
baseline
▲ 0.50% · 4.625%
HK$5,391
+HK$269/mo
Deposit HK$784K · loan HK$958K · min. income ≈ HK$10,244/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,765
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,913
−HK$151/mo
Today · 4.125%
HK$5,064
baseline
▲ 0.50% · 4.625%
HK$5,372
+HK$308/mo
Deposit HK$697K · loan HK$1.04M · min. income ≈ HK$10,128/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,301
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,443
−HK$144/mo
Today · 4.125%
HK$5,587
baseline
▲ 0.50% · 4.625%
HK$5,882
+HK$295/mo
Deposit HK$697K · loan HK$1.04M · min. income ≈ HK$11,174/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,162
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,322
−HK$164/mo
Today · 4.125%
HK$5,486
baseline
▲ 0.50% · 4.625%
HK$5,819
+HK$333/mo
Deposit HK$609K · loan HK$1.13M · min. income ≈ HK$10,972/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,742
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,896
−HK$157/mo
Today · 4.125%
HK$6,053
baseline
▲ 0.50% · 4.625%
HK$6,372
+HK$319/mo
Deposit HK$609K · loan HK$1.13M · min. income ≈ HK$12,106/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,559
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,732
−HK$175/mo
Today · 4.125%
HK$5,907
baseline
▲ 0.50% · 4.625%
HK$6,267
+HK$360/mo
Deposit HK$522K · loan HK$1.22M · min. income ≈ HK$11,814/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,184
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,350
−HK$168/mo
Today · 4.125%
HK$6,518
baseline
▲ 0.50% · 4.625%
HK$6,862
+HK$344/mo
Deposit HK$522K · loan HK$1.22M · min. income ≈ HK$13,036/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,956
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,141
−HK$188/mo
Today · 4.125%
HK$6,329
baseline
▲ 0.50% · 4.625%
HK$6,715
+HK$386/mo
Deposit HK$435K · loan HK$1.31M · min. income ≈ HK$12,658/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,626
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,804
−HK$180/mo
Today · 4.125%
HK$6,984
baseline
▲ 0.50% · 4.625%
HK$7,352
+HK$368/mo
Deposit HK$435K · loan HK$1.31M · min. income ≈ HK$13,968/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,353
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,551
−HK$200/mo
Today · 4.125%
HK$6,751
baseline
▲ 0.50% · 4.625%
HK$7,162
+HK$411/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$13,502/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,068
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,257
−HK$193/mo
Today · 4.125%
HK$7,450
baseline
▲ 0.50% · 4.625%
HK$7,842
+HK$392/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$14,900/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,750
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,960
−HK$213/mo
Today · 4.125%
HK$7,173
baseline
▲ 0.50% · 4.625%
HK$7,610
+HK$437/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$14,346/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,509
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,711
−HK$204/mo
Today · 4.125%
HK$7,915
baseline
▲ 0.50% · 4.625%
HK$8,332
+HK$417/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$15,830/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,147
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,369
−HK$226/mo
Today · 4.125%
HK$7,595
baseline
▲ 0.50% · 4.625%
HK$8,057
+HK$462/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,190/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,951
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,164
−HK$217/mo
Today · 4.125%
HK$8,381
baseline
▲ 0.50% · 4.625%
HK$8,822
+HK$441/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,762/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).