▼ 0.50% · 3.625%
HK$3,551
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,661
−HK$112/mo
Today · 4.125%
HK$3,773
baseline
▲ 0.50% · 4.625%
HK$4,003
+HK$230/mo
Deposit HK$779K · loan HK$779K · min. income ≈ HK$7,546/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,950
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,056
−HK$107/mo
Today · 4.125%
HK$4,163
baseline
▲ 0.50% · 4.625%
HK$4,383
+HK$220/mo
Deposit HK$779K · loan HK$779K · min. income ≈ HK$8,326/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,906
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,027
−HK$124/mo
Today · 4.125%
HK$4,151
baseline
▲ 0.50% · 4.625%
HK$4,403
+HK$252/mo
Deposit HK$701K · loan HK$856K · min. income ≈ HK$8,302/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,345
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,462
−HK$118/mo
Today · 4.125%
HK$4,580
baseline
▲ 0.50% · 4.625%
HK$4,821
+HK$241/mo
Deposit HK$701K · loan HK$856K · min. income ≈ HK$9,160/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,261
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,393
−HK$135/mo
Today · 4.125%
HK$4,528
baseline
▲ 0.50% · 4.625%
HK$4,803
+HK$275/mo
Deposit HK$623K · loan HK$934K · min. income ≈ HK$9,056/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,740
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,867
−HK$129/mo
Today · 4.125%
HK$4,996
baseline
▲ 0.50% · 4.625%
HK$5,259
+HK$263/mo
Deposit HK$623K · loan HK$934K · min. income ≈ HK$9,992/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,616
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,759
−HK$146/mo
Today · 4.125%
HK$4,905
baseline
▲ 0.50% · 4.625%
HK$5,204
+HK$299/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$9,810/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,135
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,273
−HK$139/mo
Today · 4.125%
HK$5,412
baseline
▲ 0.50% · 4.625%
HK$5,698
+HK$286/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$10,824/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,971
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,126
−HK$157/mo
Today · 4.125%
HK$5,283
baseline
▲ 0.50% · 4.625%
HK$5,604
+HK$321/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$10,566/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,530
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,678
−HK$151/mo
Today · 4.125%
HK$5,829
baseline
▲ 0.50% · 4.625%
HK$6,136
+HK$307/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$11,658/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,326
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,492
−HK$168/mo
Today · 4.125%
HK$5,660
baseline
▲ 0.50% · 4.625%
HK$6,004
+HK$344/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$11,320/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,925
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,084
−HK$161/mo
Today · 4.125%
HK$6,245
baseline
▲ 0.50% · 4.625%
HK$6,574
+HK$329/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$12,490/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,681
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,858
−HK$179/mo
Today · 4.125%
HK$6,037
baseline
▲ 0.50% · 4.625%
HK$6,405
+HK$368/mo
Deposit HK$311K · loan HK$1.25M · min. income ≈ HK$12,074/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,320
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,490
−HK$172/mo
Today · 4.125%
HK$6,662
baseline
▲ 0.50% · 4.625%
HK$7,013
+HK$351/mo
Deposit HK$311K · loan HK$1.25M · min. income ≈ HK$13,324/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,036
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,224
−HK$191/mo
Today · 4.125%
HK$6,415
baseline
▲ 0.50% · 4.625%
HK$6,805
+HK$390/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$12,830/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,715
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,895
−HK$183/mo
Today · 4.125%
HK$7,078
baseline
▲ 0.50% · 4.625%
HK$7,451
+HK$373/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$14,156/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,391
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,590
−HK$202/mo
Today · 4.125%
HK$6,792
baseline
▲ 0.50% · 4.625%
HK$7,205
+HK$413/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,584/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,110
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,301
−HK$193/mo
Today · 4.125%
HK$7,494
baseline
▲ 0.50% · 4.625%
HK$7,889
+HK$395/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$14,988/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).